This page shows you our fund costs by fund. If you're our owner-customer, you can buy and sell most funds without subscription and redemption fees. Subscriptions made under a systematic investment plan are free for everyone.
Subscription and redemption fees are charged at the time of transaction. The management fee, any performance fee and trading fees are charged from the fund's assets.
On each fund's product page, you can see more detailed information about the fund, its Key Investor Information Document and monthly report.
| Fund | Subscription fee | Redemption fee | Ongoing charges | Performance fee | Fund's trading fees (last 12 months) | Monthly investment | Owner-customer benefits | |
|---|---|---|---|---|---|---|---|---|
| Subscription, redemption and switching fees | OP bonus from fund holdings | |||||||
| OP-Asia Index fund | 0 % | 0 % | 0,39 % | No | 0,06 % | Yes | 0 % | +0,35 % |
| OP-Alternative Portfolio special common fund, minimum subscription €1,000 |
1,00 % | Tiered | 2,70 % | 20 % | 0,00 % | No | Fees apply | +0,35 % |
| OP-America Value Firm fund | 0,75 % | 0,75 % | 1,60 % | No | 0,11 % | Yes | 0 % | +0,35 % |
| OP-America Index fund | 0 % | 0 % | 0,39 % | No | 0,04 % | Yes | 0 % | +0,35 % |
| OP-America Small Cap fund | 0,75 % | 0,75 % | 1,60 % | No | 0,10 % | Yes | 0 % | +0,35 % |
| OP-EMD Hard Currency Corporate IG fund | 1,00 % | 1,00 % | 1,20 % | No | 0,0 % | Yes | 0 % | +0,35 % |
| OP-EMD Hard Currency Sovereign fund | 0,75 % | 0,75 % | 1,05 % | No | 0,01 % | Yes | 0 % | +0,35 % |
| OP-EMD Local Currency special common fund* | 0,50 % | 0,50 % | 1,22 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Euro fund | 0,00 % | 0,00 % | 0,07 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Europe Value Firm fund | 0,75 % | 0,75 % | 1,60 % | No | Yes | 0 % | +0,35 % | |
| OP-Europe Index fund | 0 % | 0 % | 0,39 % | No | 0,12 % | Yes | 0 % | +0,35 % |
| OP-Europe Small Cap fund | 0,75 % | 0,75 % | 1,60 % | No | 0,07 % | Yes | 0 % | +0,35 % |
| OP-Europe Dividend Companies fund | 0,75 % | 0,75% | 1,60 % | No | 0,10 % | Yes | 0 % | +0,35 % |
| OP-High Yield fund | 0,50 % | 0,50 % | 0,82 % | No | 0,01 % | Yes | 0 % | +0,35 % |
| OP-High Yield America fund | 0,50 % | 0,50 % | 0,80 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Climate fund | 0,00 % | 1,00 % | 1,80 % | No | 0,16 % | Yes | 0 % | +0,35 % |
| OP-India fund | 1,00 % | 1,00 % | 2,20 % | No | 0,10 % | Yes | 0 % | +0,35 % |
| OP-Japan fund | 1,00 % | 1,00 % | 1,95 % | No | 0,02 % | Yes | 0 % | +0,35 % |
| OP-Emerging Asia fund | 1,00 % | 1,00 % | 2,51 % | No | 0,12 % | Yes | 0 % | +0,35 % |
| OP-Emerging Markets Equity fund* | 1,00 % | 1,00 % | 1,71 % | No | 0,19 % | Yes | 0 % | +0,35 % |
| OP-Sustainable World fund | 0,00 % | 0,50 % | 1,26 % | No | 0,09 % | Yes | 0 % | +0,35 % |
| OP-Sustainable Wellbeing Fund | 0,00 % | 1,00 % | 1,80 % | No | Yes | 0 % | +0,35 % | |
| OP-China fund | 1,00 % | 1,00 % | 2,50 % | No | 0,12 % | Yes | 0 % | +0,35 % |
| OP-Fixed Income Portfolio fund | 0,00 % | 0,50 % | 0,60 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Yield fund | 0,00 % | 0,00 % | 0,40 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-World fund* | 1,00 % | 1,00 % | 1,87 % | No | 0,08 % | Yes | 0 % | +0,35 % |
| OP-World Index fund | 0 % | 0 % | 0,43 % | No | 0,06 % | Yes | 0 % | +0,35 % |
| OP-Moderate fund | 0 % | 0,5 % | 1,39 % | No | 0,04 % | Yes | 0 % | +0,35 % |
| OP-Forest Owner special common fund | 3,00 % | Tiered | 1,82 % | No | 0,54 % | No | Fees apply | +0,35 % |
| OP-Bond Prima fund | 0,00 % | 0,25 % | 0,40 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Bond Yield fund | 0,00 % | 0,25 % | 0,55 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-Public Services Real Estate fund | 1,50 % | Tiered | 2,24% | No | 0,28 % | No | Fees apply | +0,35 % |
| OP-Nordic Countries Index fund | 0 % | 0 % | 0,39 % | No | 0,05 % | Yes | 0 % | +0,35 % |
| OP-Private Equity Fund | 1 % | Tiered | 3,1 % | No | - | No | Fees apply | +0,35 % |
| OP-Private Fixed Income Strategy A special common fund* minimum subscription €1,000,000
|
0,00 % | 0,50 % | 0,92 % | No | 0,02 % | No | 0 % | +0,35 % |
| OP-Private Equity Strategy A special common fund* minimum subscription €1,000,000
|
0,00 % | 0,50 % | 1,36 % | No | 0,07 % | No | 0 % | +0,35 % |
| OP-Private Strategy 25 A special common fund* minimum subscription €1,000,000 |
0,00 % | 0,50 % | 1,13 % | No | 0,04 % | No | 0 % | +0,35 % |
| OP-Private Strategy 50 A special common fund* minimum subscription €1,000,000 |
0,00 % | 0,50 % | 1,22 % | No | 0,04 % | No | 0 % | +0,35 % |
| OP-Private Strategy 75 A special common fund* minimum subscription €1,000,000 |
0,00 % | 0,50 % | 1,32 % | No | 0,06 % | No | 0 % | +0,35 % |
| OP-Clean Water fund | 0,00 % | 1,00 % | 1,80 % | No | 0,16 % | Yes | 0 % | +0,35 % |
| OP-Inflation-linked Bond fund | 0,00 % | 0,25 % | 0,50 % | No | 0,01 % | Yes | 0 % | +0,35 % |
| OP-Real Asset Companies | 1,00 % | 1,00 % | 1,80 % | No | 0,11 % | Yes | 0 % | +0,35 % |
| OP-Brave fund | 0,00 % | 0,50 % | 1,62 % | No | 0,04 % | Yes | 0 % | +0,35 % |
| OP-Finland fund | 0,00 % | 1,00 % | 1,60 % | No | 0,16 % | Yes | 0 % | +0,35 % |
| OP-Finland Index fund | 0 % | 0 % | 0,39 % | No | 0,08 % | Yes | 0 % | +0,35 % |
| OP-Finland Small Cap fund | 0,00 % | 1,00 % | 2,00 % | No | 0,14 % | Yes | 0 % | +0,35 % |
| OP-Tactical Portfolio fund* | 1,00 % | 1,00 % | 0,61 % | No | 0,10 % | Yes | 0 % | +0,35 % |
|
OP-Target 2 |
0,00 % | 0,00 % | 0,81 % | No | Yes | 0 % | +0,35 % | |
|
OP-Target 3 |
0,00 % | 0,00 % | 0,88 % | No | Yes | 0 % | +0,35 % | |
|
OP-Target 4 |
0,00 % | 0,00 % | 0,98 % | No | Yes | 0 % | +0,35 % | |
| OP-Conservative fund | 0,00 % | 0,50 % | 1,07 % | No | 0,04 % | Yes | 0 % | +0,35 % |
| OP-Emerging Middle Class fund | 1,00 % | 1,00 % | 2,52 % | No | 0,13 % | Yes | 0 % | +0,35 % |
| OP-Rental Yield special common fund | 1,50 % | Tiered | 2,15 % | No | 0,03 % | No | Fees apply | +0,35 % |
| OP-Low-carbon World fund | 0,00 % | 1,00 % | 1,81 % | No | 0,10 % | Yes | 0 % | +0,35 % |
| OP-Corporate Bond fund | 0,25 % | 0,25 % | 0,64 % | No | 0,00 % | Yes | 0 % | +0,35 % |
| OP-US Corporate Bond fund | 0,25 % | 0,25 % | 0,51 % | No | 0,01 % | Yes | 0 % | +0,35 % |
| R2 Crystal special common fund | 0,00 % | 0,00 % | 4,16 % | 20 % | 0,00 % | No | 0 % | +0,00 % |
- OP-Rental Yield, OP-Public Services Real Estate, OP-Alternative Portfolio and OP-Private Equity. Subscription and redemption fees are credited to the fund. The redemption fees are as follows: 5% for investments of less than 2 years, 3% for investments of more than 2 years but fewer than 4 years, 1% for investments of more than 4 years.
- OP-Forest Owner. Subscription and redemption fees are credited to the fund. The redemption fees are as follows: 5% for investments of less than 3 years, 3% for investments of more than 3 years but fewer than 6 years, 1% for investments of more than 6 years.
- Fund switching means selling units in a fund and also buying units in another fund. Usually selling and buying are subject to redemption and subscription fees, but when they are carried out together in the form of fund switching, no fee is charged for the fund that has the lower fee. However, if the lower fee is a fee credited to the fund, under the fund rules, this discount cannot be granted. The discounts to owner-customers also apply when they switch funds.
- A fund’s ongoing charges mean the management fee (including management fees of any underlying funds in which the fund invests) charged from the fund's assets, custody fee, account service fees and other banking fees, and any research fees.
- * The OP-Private Strategy funds, OP-World, OP-Tactical Portfolio, OP-Emerging Markets Equity and OP-EMD Local Currency: the fund pays the management and custody fees charged by any underlying funds in which it holds fund units.
The funds are managed by OP Fund Management Company Ltd.
| 0,75 % |