Insurance
What is current for you?
Learn more about policies, calculate the price and buy
Insurance protects you against loss or damage. On this page, you can find all of the insurance policies Pohjola Insurance offers to private customers – whether for your car, home, child or dog.
Motor liability insurance and comprehensive motor vehicle insurance
Animal insurance, medical treatment expenses insurance and animal liability insurance
Forest insurance and other property insurance
Customisable and extensive home insurance for a rented flat or owner-occupied home
Continuous or fixed-term travel insurance
Compare your new insurance policies or policies from other providers in one go
Health insurance in case of accidents and illnesses
Private person’s term life insurance in case of death
Seasonally rated comprehensive boat insurance
Filing a loss report and services
Instructions in case of loss.
- Loss report and filing a claim
Report a loss and file a claim.
- Pohjola Claim Help
Read the instructions for various loss events.
- The easiest way to file a loss report is through OP-mobile
Download OP-mobile.
- Claims processing times
See the estimated claim processing times.
Log into op.fi and enter your number.
- My policies, messages and documents
While logged in, you will see your own insurance policies, documents and received messages.
- Health declaration
Fill in the health declaration easily online.
- Activate electronic insurance mail and e-invoicing
Get rid of paper mail and order your insurance documents and invoices in electronic format.
- Consent to direct electronic marketing
You will be the first to hear about benefits and services that are relevant for you.
Benefits and services
As a Pohjola Insurance prime customer, you are entitled to discounts on your policies. Our customers also have access to the benefits and services offered by our extensive partner network.
- Loyal customer benefits and discounts
Check out our benefits and see if you are already a prime customer.
- Are you not yet a Pohjola Insurance customer? Compare insurance policies!
Request a free insurance quote and become a prime customer.
- Benefits and services offered by partners
Our partners offer benefits and services that make your daily life easier in the event of loss. Learn more about them here.
- Pohjola Health Advisor
Health advice and appointment booking by phone or in the app.
- Pohjola Repair Advisor
Expert car repair services and filing a loss report at the same time.
- FirstVet remote veterinarian service for insured pets
With the FirstVet service, you can consult a vet remotely by means of a video call even during the same day.
Latest articles and additional information regarding insurance policies
Pohjola Insurance - learn more about our insurance policies
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Motor liability insurance
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Comprehensive motor vehicle insurance
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Green Card
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Motor vehicle insurance calculator
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Comparing motor vehicle insurance rates
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What does motor liability insurance cover?
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Moving home and home insurance
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Extended home insurance
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Tenant's home insurance
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What does home insurance cover?
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Health insurance
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Accident insurance
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What will health insurance cover?
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Insurance calculator
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Shopping around for insurance policies
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Life insurance is granted by OP Life Assurance Company Ltd. Critical illness insurance and Payment protection insurance are granted by OP’s partner, AXA insurance company. Other vehicle, home, property and health insurance policies are granted by Pohjola Insurance Ltd. OP Insurance is now Pohjola Insurance, and you can find OP Insurance's insurance products in the product range of Pohjola Insurance. As our insurance customer, you will also be served by Pohjola Claim Help and our extensive partner network. The Pohjola Claim Help service is provided by Pohjola Insurance Ltd.