Insurance Company Pohjola Insurance

Everything will be all right

As an insurance company, our mission is to offer you security so that you can focus on living your life. Let's make sure together that your insurance cover corresponds with your life situation and suits your everyday needs.

Insurance for personal customers Insurance for businesses

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Current topics

Pohjola Car Insurance at 20% off

Buy motor vehicle insurance easily online. Now 20% off all new comprehensive motor vehicle insurance policies for passenger cars.

Check the price and buy

Protect your employees during every moment

Ensure a speedy recovery in the event of non-work related accidents – supplement the workers' compensation insurance to cover leisure time and remote work.

Learn more and request an offer

Are you buying or selling a car?

The OP Smart Contracts service allows you to safely conduct car sales, from creating a deed of sale to registering a new vehicle. Learn more!

Read more about the service

A Finnish insurance company for private as well as corporate customers

Pohjola Insurance offers you customised insurance policies for various needs and situations in life. Our insurance policies cover you, your loved ones, home, property, vehicles and company as well as employees.

Which insurance policies should you get?

Answer a few questions and let us help you find the right insurance for your life situation. You can also request an offer on recommended insurance policies.

Assess your and your family's insurance needsAssess your business's insurance needs

Stories about insurance

Show stories:

Ellen Jokikunnas, traveller(Youtube-video)

Personal story

Ellen Jokikunnas drove across Europe with her family last summer and recommends camper van trips for everyone! Watch the video to learn Ellen's tips on what to consider before the journey.

A fire at Mustola Timber Oy's sawmill caused wide destruction, but the most important thing was spared(Youtube-video)

Business story

In July 2021, an equipment failure at Mustola Timber Oy's sawmill caused a large fire. Although the sawmill's production was halted for almost two years, entrepreneur Raine Koskinen was grateful that the most important thing was spared.

Krista Pärmäkoski, builder of a dream home(Youtube-video)

Personal story

The old house bought by Krista Pärmäkoski had to be demolished due to humidity damage, and she decided to build her dream home in its place. Watch the video to see the unique features of her new dream home.

"Insurance saved the entire business"(Youtube-video)

Business story

Comprehensive insurance cover helped Novafloor recover from fire damage. Daily business operations will continue to run smoothly with the security of insurance for staff and equipment.

Providing insurance for people in Finland since 1891

Pohjola Insurance's roots lie in the late 19th century Finnish nationalist movement, which sought to boost Finnish culture and the economy. During our 130-plus-year history, this aim of promoting the wealth and protecting the finances of the people in Finland has remained at the core of our operations.

Today, Pohjola Insurance company is part of OP Financial Group, Finland's leading financial group. We provide a wide range of insurance services for both individuals and businesses.

We are at your side through life's twists and turns. We help you identify potential risks and prevent accidents, providing a smooth claims process when needed. We support you in preparing for the future by offering versatile and comprehensive insurance cover. Our mission is to remind you and help you to protect your and your loved ones' wellbeing – today and in the future.

Pohjola Insurance benefits and services

  • It is worth pooling your insurance with a single provider

    You receive comprehensive coverage and discounts on your insurance premiums when you pool your insurance with us and become a prime customer.

    Read more about prime customer membership

  • Insurance benefits for OP cooperative bank owner-customers

    As our owner-customer, you get insurance discounts and can use your OP bonuses to pay your insurance bills.

    Read more about being an owner-customer

  • Our extensive partner network assists you in case of accidents

    Our loss partners offer exclusive benefits and services during loss treatment and often also file the loss report on your behalf.

    Read more about our loss partners

  • Pohjola Claim Help at your service 24/7

    Pohjola Claim Help provides clear guidance in the event of a loss as well as contact details for Pohjola Insurance partners near you.

    Learn about Pohjola Claim Help

  • Request an offer to receive comprehensive service

    Do you want to compare several insurance policies? Leave a request for an offer to receive a personal offer from us.

    Request an offer

  • Manage your insurance and report a loss easily on OP-mobile

    You can manage your insurance matters and report a loss on OP-mobile. You can also find your insurance cards and details on your policies on OP-mobile.

    Download OP-mobile

We will secure you so you can live without worries.

Everyday life often moves ahead at such a pace that insurance matters easily get pushed aside. Amidst a busy schedule, you may feel uncertain whether your life and its risks have been adequately protected.

Let's make sure together that you have suitable insurance in place to support smooth everyday life. We can provide you with insurance cover that changes and adapts to your needs.

And if a loss or damage does occur, the most important thing is to know that everything will be all right. Our comprehensive partner network will help repair the damage and, in most cases, also handle the claims settlement for you.

Learn more about insurance policies for personal customers Learn more about insurance policies for companies

Pohjola Insurance's insurance policies

Personal customers' vehicle, home, property and health insurance is issued by Pohjola Insurance Ltd.

Life insurance is issued by OP Life Assurance Company Ltd.

Corporate insurance is issued by Pohjola Insurance Ltd.

TyEL and YEL insurance are issued by Ilmarinen Mutual Pension Insurance Company.

Pohjola Claim Help is provided by Pohjola Insurance Ltd.

Losses are covered in accordance with the law and the insurance terms and conditions.