Liability insurance for companies
Business liability insurance covers your company in case of indemnification liabilities. Request an offer for general liability insurance.Protection against liability for damages
We will investigate whether your company is liable for indemnification and negotiate with the injured party if necessary. If it is found that your company is liable, we will compensate the damages.
Suitable liability insurance for your company
Select the general liability insurance cover that best meets the needs of your industry. If necessary, we also offer customised liability insurance for your company’s specific needs.
Experts at your service
The insurance allows you to focus on your company’s core operations while we take care of any claims for damages against you.
Why is general liability insurance important for companies?
Situations may arise in your business operations where you are liable to compensate damages incurred by another party. Your company’s indemnification liability may be related to water damage caused by faulty installation or a customer tripping over on an old frayed doormat in your shop.
An indemnification liability will result in unexpected additional expenses for your company. As mistakes and disputes are difficult to foresee, general liability insurance provides essential cover for companies of all sizes.
We will take over management of the situation entirely in losses that are included within the scope of the insurance. We will help you investigate whether your company is liable for indemnification and negotiate with the injured party if necessary. If it is found that your company is liable, we will compensate the damages. If there is no indemnification liability and the matter is taken to court, we will take care of the legal proceedings for you. Investigation and claim settlement services are included in the insurance premium.
Liability insurance is essential for companies and self-employed persons
The difference between general liability insurance and ordinary non-life insurance is that liability insurance covers damages caused to a third party. General liability insurance protects the policyholder against liability for damages.
Liability insurance has become increasingly important and is today an essential part of the risk management systems of companies. Whether you are a private trader or own a limited liability company, the purpose of general liability insurance is to protect against damages caused by you or your employees or products.
Which type of liability insurance is best for your business?
Your company’s liability insurance covers liabilities for damages that arise from activities specified in the policy document.
Depending on your line of business, you may need more than one liability insurance policy. In the case of accounting firms, for example, adequate insurance cover typically requires two different types of liability insurance: business liability insurance and financial loss cover.
For this reason, you should take out liability insurance for all your company’s business areas. In pricing your liability insurance, we also take into account risks specific to your line of business. Insurance policies contain a certificate of general liability insurance often required for tendering services and contracts. Contact us for more information.
Do associations need liability insurance?
Liability insurance also protects associations. Situations may arise in an association’s activities where the association is liable for damages suffered by another party.
We recommend that associations review their scope of activities and the need for insurance. For example, if the association organises public events, liability insurance may be necessary. Liability insurance policies cover bodily injury and material damage to third parties for which the association is liable.
