It's worthwhile to plan the insurance needs of employees ahead of time so that you can focus on your company's business. Remember to also take care of your own coping at work and insurance cover. Voluntary insurance policies help secure your and your company’s finances and increase the commitment of employees.
Self-employed Persons’ Accident Insurance and Workers’ Compensation Insurance compensate loss of income caused by occupational accidents and illnesses, as well as treatment expenses. If your employees work remotely or under a hybrid model, you can supplement their insurance cover with Remote Workers' Insurance or Leisure-time Accident Insurance.
Voluntary insurance policies also let you prepare for loss of work ability. An employee's or the entrepreneur's loss of work ability is most often caused by an illness. Many entrepreneurs have solved this by taking out Health Insurance for medical treatment expenses for themselves and their employees to supplement occupational health care services and ensure a fast access to treatment and return to work.
Expanding the legally required pension cover with voluntary pension insurance increases your employees' commitment to the company. You can easily expand your and your employees' pension cover with Self-employed Persons' Pension Insurance and Group Pension Insurance.
Insurance helps you secure your family's and loved ones' livelihoods if the worst happens. Voluntary life insurance taken out by the company supplements the entrepreneur's and employees' statutory social security in the event of death.
Learn more about insurance for entrepreneurs and employees and ask our experts!
