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Extra owner-customer benefits continue in 2025

As an owner-customer, you'll get 40% more OP bonuses than normal and daily banking services without monthly charges.

Energy Efficiency Loan from OP?

You can get a lower loan margin

Forget stress and focus on your holiday

Continuous travel insurance covers you near and far, without worries or interruptions.

All accounting records easily with a single order

The OP Accounting Records Service allows you to order and retrieve accounting records from all the OP Financial Group services.

Time to wrap up entrepreneur's year and insurances?

Shop around insurances as soon as possible and start the year with peace of mind.

OP’s banking services

Become OP’s customer
Become OP’s corporate customer
Owner-customer benefits
Savings calculator
Loan calculator

Pohjola Insurance services

Insurance for private customers
Insurance for corporate customers
Request an offer for several insurance products
Did you encounter a loss? Navigate to Claim Help
Learn more about Pohjola Insurance

What's new

20.12.2024 Exceptional opening hours around the turn of the year
20.12.2024 Right now: Don’t download applications through links
19.12.2024 Right now: Scammers are using new telephone schemes – how to identify them
12.12.2024 Taxation of OP bonuses will change in 2026 – Owner-customer membership continues to pay off

Health insurance that meets your needs

Choose the covers you need against illness and accident and buy health insurance online.

Pay or request money with the Siirto payment

Pre-Christmas party or jointly bought Christmas present? Divide up year-end party expenses conveniently with Siirto. Read how you can activate Siirto.

More benefits as an Owner Plus customer

You get all the benefits of OP cooperative bank owner-customers as well as your own contact person who can advise you with loans or savings and investments.