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Additional benefits for owner-customers in 2025

As an owner-customer, you'll get 40% more OP bonuses than normal and daily banking services without monthly charges.
Begin studies at OP Investment Academy

Learn and develop your investment skills with free courses. Select the topics that interest you and begin your studies now.
Neljä henkilöä istuu tuolihississä. Taustalla laskettelurinne ja aurinko paistaa. Planning a skiing holiday?

Pohjola Travel Insurance protects your holiday, whether you are travelling in Finland or abroad.
Asentajan hahmo heijastuu aurinkopaneelista. Time for energy renovation?

You can use our green loan to make environmentally friendly investments.
Mies ja nainen katsovat hymyillen toisiaan. Protect your employees during every moment

Also ensure a speedy recovery in the event of non-work related accidents – supplement the workers' compensation insurance to cover leisure time and remote work.

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OP Gold is credit card for students

You can apply for OP Gold if you study at a university or university of applied sciences.

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What's new

  • 3.3.2025 The key code lists have been redesigned – have you replaced yours yet?
  • 3.3.2025 OP Investment Academy is open to everyone interested in investing
  • 6.2.2025 We will make an OP First Investment donation of 100 euros to every baby born in 2025
  • 31.1.2025 Right now: Beware of fake text messages sent in the name of OP's switchboard number
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Home insurance that suits your home

Whether you’re a tenant or the owner, home insurance protects your home and its contents. Calculate the premium!

More benefits as an Owner Plus customer

You get all the benefits of OP cooperative bank owner-customers as well as your own contact person who can advise you with loans or savings and investments.

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