Equity funds
Invest in the stock market easily with OP's efficient equity funds.Possibility of a better return on investment with higher risk
The stock market offers a higher potential return on investment compared with the fixed income market.
Diversify broadly in stocks with a single investment
You can choose from different types of funds that invest in different markets. Managing your investments is easy, and you do not need to keep track of the stocks you invest in.
As an owner-customer, you invest in equity funds more affordably
You buy and sell funds without fees and earn 0.325% in OP bonuses from your fund investments. You can make a one-time investment or begin monthly investing easily with the sum of your choice.
What is an equity fund?
An equity fund invests in stocks. An equity fund is ideal for long-term investment or as an alternative or complement to direct stock investments. The recommended investment horizon is 5–9 years, depending on the fund. A long investment horizon smooths out rises and falls in equity market returns.
In an equity fund, assets are diversified in several different stocks, which reduces the risk involved in the investment. You do not need to keep track of the invested stocks as this is done by professional fund managers who monitor the markets and the funds' development.
Why invest in equity funds?
- Possibility of a better return on investment than the fixed income market, for example. The higher expected return also involves higher risk. In the long term, equity markets are expected to deliver a return on investment of 6% to 10%.
- Diversify broadly in stocks with a single investment. In an equity fund, your invest in several different stocks, which lowers the risk compared to individual equity investments.
- The stocks are picked and the fund managed by professional investment fund managers. They also monitor the market actively and make changes to the fund's investments if necessary.
