Login

Log in with OP user identifiers

OR
Private customer
Cookies missing
You cannot log into the service unless you allow cookies. Allow cookies. Read more
  1. main
  2. Home page
Omistaja-asiakkaan etu Extra owner-customer benefits continue in 2025

As an owner-customer, you'll get 40% more OP bonuses than normal and daily banking services without monthly charges.
Use your owner-customer benefit

As our owner-customer, you will get the OP Gold card free of monthly charges until the end of 2025.
Ease your worries with health insurance

Buy Pohjola Health Insurance today for comprehensive cover up until the age of 100.
Take care of your personnel's tomorrow

Engage and reward your personnel with OP Group Pension. You can deduct the insurance premiums from your company's taxes.
Mies ja nainen katsovat hymyillen toisiaan. Protection for your employee during every moment

Also ensure a speedy recovery in the event of non-work related accidents – supplement occupational accident insurance to cover leisure time and remote work.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 31.10.2024 We will soon open the OP Lounge at Helsinki Airport
  • 31.10.2024 Owner-customers will earn 40% more OP bonuses in 2025 as well
  • 30.10.2024 Right now: Beware of SMS messages containing a link to an unpaid past due bill
  • 22.10.2024 We are asking our customers to update their information

Planning a vacation?

Remember to insure your upcoming trips before departing. Buy travel insurance.
Tarkkaluotto

Unsecured loan of 2,000–30,000 euros?

Tailored Consumer Credit with personal interest for major purchases. Apply online and you’ll see your personal interest.
OP Gold

Use your owner-customer benefit

As our owner-customer, you will get the OP Gold card free of monthly charges until the end of 2025.

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

  • Cards and card use

  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Saving and investments

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Start investing

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Siirto payment

  • Wealth management

  • OP Forest and OP Forest Appraisal

  • OP Smart Contracts

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • Savings calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

  • ETF search engine

In addition to letters and digits, you can use only a space character and character -.
Go to top of page
Customer service
Give us feedback
Use of cookies
Service charges
Call charges
Electronic signature service
Become OP's customer
Secure transactions
Use of online service
OP Media OP Koti (in Finnish) Pohjola Claim Help
facebook twitter linkedin instagram
© OP Financial Group BIC: OKOYFIHH
Data protection Accessibility Terms of use Terms and conditions