Nainen istuu kahvilassa ja tutkii koneellaan netistä yritysvakuutusten hinnat.

Corporate insurance prices

The prices of insurance policies for businesses depend on several factors such as the risks of each line of business.

Financial security in the event of a loss

When you compare the prices of corporate insurance policies, it is a good idea to think about the costs you could incur in the event of loss or damage. Insurance premiums are relatively small compared to the sum your company would need to pay to repair damage caused by a fire or broken pipe without insurance.  

Experts at your service

Our corporate insurance experts will help ensure insurance cover that is tailored to your company's needs. Explore examples of prices and request an offer with detailed prices of your company's insurance policies.   

Request an offer

What affects the price of corporate insurance policies?

  • Your company's line of business affects the price of insurance because certain industries involve more physical hazards than others, for example. Insurance may be more expensive for a construction firm than an office-based business. 
  • The size of the company can affect the price of insurance. Larger companies need more extensive insurance cover against property, operational and personnel risks. 
  • The amount of the deductible can affect the price of corporate insurance. A deductible that is set too high can negatively impact the business owner's finances. The deductible should be adjusted to the company's ability to take on risk.  

Examples of corporate insurance prices  ​

All price examples are estimates of the prices of corporate insurance. For detailed prices of insurance for your company, contact Pohjola Insurance's experts.  
Price of general liability insurance

The price of general liability insurance for a company depends on factors such as the line of business, the total sum of wages and salaries and turnover, as well as the deductible and sum insured. In addition to liability insurance, legal expenses insurance is one of the most important basic types of insurance for businesses. In the example prices, the prices of general liability insurance and legal expenses insurance are displayed together.  

  

Example prices  

Example prices of general liability insurance and legal expenses insurance with an annual salary of 20,000 euros. All prices are estimated annual prices.  
  

  • Hair salon: 270 euros  

  • Beauty care services: 270 euros  

  • IT consultant: 640 euros  

  • Construction and renovation (construction of residential and other buildings): 1,010 euros  

  • Logging: 350 euros  

  • Maintenance and repair of motor vehicles: 1,100 euros  

Price of patient insurance

The price of patient insurance is determined by the patient risk category of the practised activity and the company's total sum of wages and salaries.  

  

Example prices  

Example prices of patient insurance with an annual salary of 20,000 euros. All prices are estimated annual prices.  

  

  • Trained masseur: 110 euros  

  • Physiotherapist: 110 euros  

  • Nurse: 110 euros  

  • Non-surgical doctor: 560 euros  

  • Surgical doctor: 3,820 euros  

  • Psychologist: 110 euros  

  

Price of YEL pension insurance

Price ofBecause YEL pension insurance for self-employed persons is required by law, its price is the same in all pension insurance companies. YEL insurance contribution is determined based on the confirmed YEL earned income, insurance contribution percentage and number of payment instalments. New self-employed persons receive a 22% discount on YEL premiums for the first 48 months.  

Example prices  

Example prices of YEL insurance with an annual salary of 20,000 euros. All prices are estimated monthly prices.  
  

  • Under 53-year-olds: 400 euros   

  • Under 53-year-old new self-employed persons: 310 euros  

  • 53–62-year-olds: 420 euros  

  • 53–62-year-old new self-employed persons: 330 euros  

 

 

Request an offer for corporate insurance 

Our experts at Pohjola Insurance have an extensive understanding of the sector and can provide more information about insurance policies that suit your company’s needs. Request an offer, and we will get in touch with you soon!  

Nainen selaa kannettavalla tietokoneellaan tietoja tilanteista, joissa vastuuvakuutus on hyödyksi.
Liability insurance
Business liability insurance covers your company in case of indemnification liabilities.
Mies on palaverissa ja hymyilee tietäen, että hänellä on turvanaan uuden yrittäjän vakuutuspaketti eli Yritysykkönen.
Special Corporate Insurance
Insurance package to protect your company’s movable property and operations. Special Corporate Insurance also covers sudden breakage losses.
Mies ja nainen keskustelevat aiheesta yritysvakuutus.
Corporate insurance
Corporate insurance policies provide cover for both entrepreneurs and companies, enabling operations to continue when something unexpected happens.
The op.fi service for corporate insurance customers

In the op.fi service, you can easily and safely manage all of your company's insurance transactions. The service allows you to, for example

  • report a loss and see how your loss report is processed
  • print out certificates of insurance
  • order a Green Card for company vehicles

How to activate the Internet Service:

  • Sign the Agreement for Digital Transactions and name the administrators.
  • Administrators can add other users and their access rights to the service.

 

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