OP-Public Services Real Estate Fund
Steady return from Finnish public services real estateThe easiest way to invest in Finnish real estates
OP-Public Services Real Estate Fund enables you to become involved in new and growing property investments: nursing homes, sheltered accommodations, hospitals and day-care centres.
Long-term leases secure steady rental income
Public services real estates generate steady rental income at low risk. The leases of the fund's property investments are often 10–15 years.
Great fund for moderate investors for investment diversification
OP-Public Services Real Estate provides a low-risk investment option for asset diversification with return expectations lower than in bond markets and with lower risk than in equity markets.
Real estate fund invests in public services real estates vital to society
OP-Public Services Real Estate is a non-UCITS fund whose story is based on the provision of services needed by Finnish citizens in the course of their lives and also vital to society.
OP's real estate fund spreads its investments widely across real estate utilised in education, social services, physical culture, sports and healthcare services provided by society. Such real estate can host, for example, nursing homes, day-care centres, schools, multipurpose arenas or sheltered accommodations. The fund also acts as a developer in the Helsinki Metropolitan Area growth centres, university towns and provincial centres.
Long-term leases guarantee steady return
The main source of income of OP-Public Services Real Estate is rents. The leases are often 10–15 years.
The fund's total income consists of:
- rental income from real estates
- an increase in the market value of investments.
The fund invests directly in property and securities entitling to such property, in shares in limited partnerships engaged in property investment and in shares in housing companies and real estate companies.
OP-Public Services Real Estate also makes use of leverage to improve returns and diversification.
The real estate fund annually distributes at least 75% of its realised proceeds to its unitholders. The remaining share will remain in the fund to increase the funds value. Annual dividend has been paid as follows: €0.43 (2019), €1.66 (2020), €2,03 (2021), €3.14 (2022), 2,67 e (2023).
Choice for moderate investors
OP-Public Services Real Estate suits investors who
- appreciate good and steady returns in the form of income units
- appreciate return higher than in bond markets and lower risk than in stock markets
- invest with a long-term horizon
- search for alternative investment types and diversify their investments into real estate assets.
Now you can invest in real property even with a small amount - OP-Public Services Real Estate Fund has no minimum subscription.
The fund's other unit classes
This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.
Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.