Growth Return Account
A savings account for flexible savingA flexible account for saving and depositing funds
You can use the account to save regularly and make single deposits any time. You can also use the savings on the savings account easily whenever the need arises.
The more you save in the savings account, the higher the interest rate
The interest rate is determined by the amount saved in the account and the interest step reached on the basis of it. Use the interest rate calculator to easily calculate how much you could earn on your savings at the moment.
Go to the Growth Return Account interest rate calculator >As an OP cooperative bank owner-customer, your savings will earn you OP bonuses
Owner-customers earn OP bonuses on their savings in the account. The bonuses are used to cover banking and insurance service charges and fees. As an owner-customer, you will get 40% more OP bonuses than normal in 2024.
What is the Growth Return Account, and who is it for?
Growth Return Account is a flexible savings account for continuous saving. Saving into the account is easy because you can save regularly and make single deposits whenever it suits you. Saving is also profitable because interest is paid on the funds in your account. You can start saving with a small amount as well.
If you value stable and secure depositing and want your savings to be easily available, this account is for you. You can withdraw money from the account free of charge four times a year, and the funds in the account are covered by deposit guarantee. The maximum deposit in this account is 300,000 euros.
What is the interest rate on this savings account?
The Growth Return Account has three interest steps, and interest is paid on savings in the account based on the highest achieved step. You can reach a higher interest step and get a better interest rate if you save more in the account. The account's interest rate is fixed in the first step. In the second and third steps, the interest rate on savings is a variable rate based on the 3-month Euribor minus the bank's margin. Read more about the determination of interest under "Deposit interest rate".
The account is provided by OP cooperative bank.