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Accounts and saving money into an account
Are you searching for an account for daily use or saving money? Read more about options and open an account conveniently online. Also read tips on starting to save money into an account and using accounts conveniently and securely.
As an owner-customer, you get an interest rate of 0.25% for your Current Account as of 1 November 2023. Otherwise, interest on the Current Account is a fixed 0.00%.
Are you not yet and OP customer? Open customer relationship online
You'll get a Current Account and a card of your choice when you become an OP customer. In addition to the Current Account, you can also open other accounts online when you are an OP customer.
Save money even without noticing through microsaving
Using Money Box, you can save for a rainy day, determine savings
targets and invest in a mutual fund. Just choose the amount
transferred to Money Box every time you pay with a card.
Deposit your savings into an account with a higher interest rate
Savings accounts earn a higher interest rate than, say, the Current
Account. In addition to interest rates, compare the deposit periods of
account, in other words, how long your savings stay in the account.
Start investing in mutual funds alongside saving into an account
Savings in your accounts act as a good buffer and gives security when
you start investing in funds. The sooner you start, the more time you
have to benefit from investing in mutual funds.
Our My finances services are at your disposal in case you want to
better understand your income and expenses or find a way of saving
that works best for you.
OP Account SMS sends a message to your phone whenever money is either
taken from or paid into your account. If you like, you can also see
your account's balance in the message.
When you set usage limits for your account, you protect money in your
account irrespective of the payment method. You can easily edit the
usage limits on OP-mobile if needed.