Accounts and saving money into an account

Are you searching for an account for daily use or saving money? Read more about options and open an account conveniently online. Also read tips on starting to save money into an account and using accounts conveniently and securely.

Learn more about all accounts Go to tips on saving into an account

Benefits and news

Test how much interest you can get for account savings

Do you want to save flexibly and without withdrawal limits? Put your excess savings in the new interest-bearing Savings Account.

Calculate an estimate for the return of your savings

Higher interest for owner-customers

As an owner-customer, you get an interest rate of 0.25% for your Current Account as of 1 November 2023. Otherwise, interest on the Current Account is a fixed 0.00%.

Read more about owner-customer benefits

Are you not yet and OP customer? Open customer relationship online

You'll get a Current Account and a card of your choice when you become an OP customer. In addition to the Current Account, you can also open other accounts online when you are an OP customer.

Learn more and become a customer of OP

Tips on saving into an account

Save money even without noticing through microsaving

Using Money Box, you can save for a rainy day, determine savings targets and invest in a mutual fund. Just choose the amount transferred to Money Box every time you pay with a card.

Learn more about Money Box

Deposit your savings into an account with a higher interest rate

Savings accounts earn a higher interest rate than, say, the Current Account. In addition to interest rates, compare the deposit periods of account, in other words, how long your savings stay in the account.

Learn more about savings accounts

Start investing in mutual funds alongside saving into an account

Savings in your accounts act as a good buffer and gives security when you start investing in funds. The sooner you start, the more time you have to benefit from investing in mutual funds.

Learn more about investing in mutual funds

Smooth and secure use of accounts

Track and manage your account affairs easily on OP-mobile

For example, OP-mobile notifications show in real time the transactions of your accounts. You can also easily view and edit your accounts.

Learn more about OP-mobile

Balance your personal finances

Our My finances services are at your disposal in case you want to better understand your income and expenses or find a way of saving that works best for you.

Learn more about My finances services

View your account transactions by SMS

OP Account SMS sends a message to your phone whenever money is either taken from or paid into your account. If you like, you can also see your account's balance in the message.

Read more about OP Account SMS

Find all your account transaction in the same place

By means of an online bank statement, you can conveniently find all your account transactions for the last 6 years in the same place.

Change a paper bank statement to an online bank statement

The account usage limits protect your money

When you set usage limits for your account, you protect money in your account irrespective of the payment method. You can easily edit the usage limits on OP-mobile if needed.

Log in and edit usage limits