OP Platinum

A unique card for unforgettable experiences. You get a selection of benefits, worry-free travel and peace of mind in all of life’s moments.

WHAT'S NEW

OP Lounge is open

You can visit the new OP Lounge at Helsinki Airport free of charge with your OP Platinum card's Priority Pass™ membership. To access the lounge, you will need the OP Platinum card or a digital membership card in the Priority Pass app. It's advisable to download the app before arriving at the airport.

Read more about OP Lounge
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Travel insurance and Cancellation Cover whenever you travel

OP Platinum card comes with comprehensive travel insurance. It protects you, your luggage and family members travelling with you in Finland and abroad.

Rental car insurance covers the deductible if an accident happens

In the event of an accident, the insurance covers expenses up to 5,000 euros in Finland and abroad. The insurance is also valid if the car is being driven by the cardholder’s spouse or child aged under 25.

Lounge services for unforgettable moments and relaxation

Priority Pass™ membership grants you access to more than 1,400 lounges worldwide. At Helsinki Airport, you get access to two Aspire lounges, the Plaza Premium Lounge on the non-Schengen side and the new OP Lounge near Gate 22.

Unique experiences with selected benefits

Get access to unique experiences with our carefully selected new travel, food and drink, shopping, wellbeing, culture and sports benefits. We will share more information about the selected benefits with OP Platinum cardholders in December 2023.

Event ticket insurance covers event tickets

Event ticket insurance covers theatre, concert, or event tickets bought up to 3,000 euros if you are unable to attend due to falling ill or another serious reason.

Security for identity theft and online transactions

F-Secure’s Data and Identity Theft Protection secures your whole family’s devices against viruses, Trojans and ransomware. You will get personal assistance in the event of problems. Using the services requires an OP user ID.

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For whom is OP Platinum suitable?

The OP Platinum card is suitable for you if you are at least 23 years old, use OP as your main bank, and you have regular and sufficient earned or pension income or assets in investments or bank savings. In addition, your personal finances need to be in order, you have sufficient financial standing, and you live permanently in Finland.

Payments

  • Pay with the debit or credit feature.
  • You can use contactless payment for all card purchases with the debit feature of your card. Purchases of over 50 euros have to be confirmed by entering your PIN in the card reader, but you do not need to insert your card in the reader. When paying with the credit feature, you always need to insert the card in the reader.
  • Credit limit 2,000–20,000 euros.
  • When paying by credit, the interest-free billing period is 35 days on average.
  • Reduce your number of cards. Add a K-Plussa card to your OP's Visa card.
  • Add your card to Apple Pay, Google Pay™️, Samsung Pay or Garmin Pay to pay easily with a smart device wherever you are.

Additional security for payment

  • An OP cooperative bank owner-customer’s card will include Product Protection Insurance that protects the products you paid for with the card against breakage or theft for 365 days up to 2,000 euros.
  • Credit card company cover for credit purchases helps if problems occur. You can apply for a refund from your credit card company if a retailer breaches a sales contract for a purchase made with credit.

Support with your card

The OP Platinum customer service at 0100 0510 will help you 24/7 with any questions related to your card. The same number will help you with matters related to insurance services, Data and Identity Theft Protection and lounge services.

You can find all your card’s benefits and additional services in OP-mobile and the op.fi service in your card’s Benefits view.

Price

An OP Platinum package costs 50.00 euros per month, including the card’s monthly charge of 2.95 euros and the supplementary services linked to the card, and the selected billing method (incl. paper bill charge).

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Additional services and features of the card

 

 

Information about the card

 

Visa Secure (formerly Verified by Visa)
Apple Pay, Google Pay, Samsung Pay and Garmin Pay

 

The card is issued by OP Retail Customers plc.