Corporate insurance - Directory
Motor vehicle and cargo insurance
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Incoterms
Incoterms terms of delivery define the responsibilities of the buyer and seller in international shipments.
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Motor vehicle insurance
Easy way to insure your company’s cars, vans, lorries, working machines and other vehicles. Tailored solution to your company’s needs.
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Working machine insurance
Insure your company’s working machines and their accessories with working machine insurance on top of mandatory motor liability insurance. Learn more and ask for a quote online!
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Cargo handling insurance
Cover your company's lifting operations with comprehensive cargo handling insurance. Learn more about the content and compensation connected with cargo handling insurance for lifting services providers. Ask us for a quote.
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Road transport liability insurance
Road transport liability insurance provides cover against liability under the Finnish Road Transport Agreement Act or the CMR Convention. Learn more about transport liability insurance and request a quote.
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Freight forwarder's liability insurance
Freight forwarder’s liability insurance for companies engaged in freight forwarding, transport and warehousing on behalf of a client. Cover for operations regulated by NSAB.
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Taksivakuutus
Protect your taxi with comprehensive taxi insurance. Our popular option, Motor Liability and Comprehensive Motor Vehicle Insurance for Taxis, has no loss of no-claims bonus. Learn more about taxi insurance and ask for a quote!
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Emergency road service insurance
Emergency road service insurance to cover the expenses of interrupted travel. The supplementary cover compensates for towing expenses and additional travel and accommodation expenses. Learn more.
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Tow insurance
Tow insurance covers expenses incurred by interruption of travel when the vehicle malfunctions. Learn more about what tow insurance covers in detail.
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Lorry insurance
Statutory corporate lorry insurance offers security on the road. You can also insure your lorry with comprehensive motor vehicle insurance to cover against losses or damage. Learn more about the insurance!
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Van insurance for businesses
Van insurance tailored to your company's needs. Pohjola motor liability insurance, comprehensive motor vehicle insurance policies and other motor vehicle insurance policies for your company's van and other vehicles.
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Tavarankuljetusvakuutus
Tavarankuljetusvakuutus turvaa rahdin kuljetusriskien ja kuljetusvahinkojen varalta Suomessa ja ulkomailla. Tutustu Pohjola Vakuutus kuljetusvakuutuksen!
Property insurance
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Commercial Transport Extra
Insurance for the commonest property and operational risks in commercial transport. The solution designed for small businesses includes property, liability, legal expenses and crisis insurance.
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Erection all risks insurance and contractors all risks insurance
Pohjola installation and construction all-risk insurance / contractors' all-risk (CAR/EAR) insurance covers your company against loss or damage in installation and construction work. Customised insurance cover against property risks at construction sites.
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Real Estate Insurance
Insure your company’s real estate with a comprehensive real estate insurance. Real estate insurance is suitable for buildings of all types. The sum insured can be the full value of the building or up to an agreed amount.responsible.
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Equipment Insurance
Insure the equipment carried along by employees with the comprehensive Equipment Insurance. Equipment Insurance can be taken out by companies in various fields of industry and of various sizes. Learn more and ask for a quote.
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Farm Production Insurance
Farm Production Insurance covers property and operations relating to farming. Read more and ask for an offer!
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Corporate property insurance: Property risk insurance and Corporate insurance
Insure the company's assets. With Pohjola's asset risk insurance, you protect your company's immovable and movable assets - check out and ask for an offer!
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Cargo Insurance
Cargo Insurance covers losses to the goods during transport in Finland and abroad. | Read the insurance product description and insurance terms and conditions.
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Special Corporate Insurance
All company insurance policies you need to cover your company’s movable property and operations. Special Corporate Insurance also covers sudden breakage losses.
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Working-machine-extra
Cover your company's moveable property and working machine accessories with Working machine extra insurance.
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Taloyhtiön vakuutukset
What insurance is required for housing companies? How does insurance for housing companies cover damage? Learn more about insurance for housing companies. Ask for a quote!
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Insurance for voluntary workers
Protect the people taking part in the non-paid communal work of a housing company or business with Pohjola Insurance’s insurance for voluntary workers. Request an offer to receive the price!
Operational insurances
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Business interruption insurance
Business Interruption Insurance secures your company's financial situation if its business is interrupted or disturbed by sudden, unforeseeable property damage or personal injury. Read what Business Interruption Insurance covers.
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Cyber-insurance
Cyber-insurance not only provides compensation but also quick expert assistance if your company is subject to, for example, data system break-in or denial-of-service attack.
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Legal expenses insurance
With legal expenses insurance, your company is prepared for the costs of legal advice and legal proceedings in the event of a dispute. Legal expenses insurance should be taken out immediately after establishing the company. Read more and ask for a quote.
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Patient Insurance
Healthcare and medical care providers in Finland are required to take out patient insurance. Learn more about the contents, compensations and price of patient insurance!
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Latent Defects Insurance
Latent defects insurance, i.e. insolvency insurance, protects buyers in new construction projects if the founding shareholder becomes insolvent. Learn more about the scope of coverage and ask for a quote!
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Professional Indemnity Insurance
Professional Indemnity Insurance provides cover against liabilities for damages. Learn more about professional indemnity insurance and other forms of liability insurance. Ask us for a quote.
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Business liability insurance
Business liability insurance protects your company against indemnification liability for material damage or bodily injury. Request a quote for business liability insurance.
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Directors’ and officers’ liability insurance
Directors’ and Officers’ Liability Insurance provides cover for the managing director and board of directors against liability for damages. It also covers any legal expenses. Read more and ask for a quote!
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Product liability insurance
The best way to manage product liability risks is to take out product liability insurance for your company. The product liability insurance covers losses caused by a product. Learn more.
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Financial loss cover
Financial Loss Cover provides cover against financial losses caused by an entrepreneur or employee to a third party. Learn more about Pohjola Financial Loss Cover
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Environmental damage insurance
Pohjola Environmental Damage Insurance covers the costs of environmental damage when the liable party is insolvent or unknown. Environmental damage insurance is required by law.
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3 key forms of business insurance
Business insurance provides cover against business interruptions and liability risks. Thanks to business insurance, your company can continue operations normally despite losses.
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Contractors’ liability insurance
Contractors’ liability insurance protects you against liability for damages. Learn more about contractors’ liability insurance and our other insurance products. Ask us for a quote.
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Insurance for business interruption due to disability
Pohjola Insurance’s insurance for business interruption due to disability covers profit loss caused by the disability of a key employee resulting from an illness or accident and the cost of hiring a stand-in.
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Digital insurance card for employees
The digital insurance card is a service that presents an employee’s most important insurance coverage in a single place, and provides advice to employees in case of illness or accident.
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Online service for managing your company’s insurance transactions
At op.fi, you can manage your company’s insurance and claims matters easily and securely, 24/7. Log into the service with your online bank user identifiers.
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Pohjola Risk Management Service
Digital risk management tool which improves your company's occupational safety and speeds up the flow of information in the workplace. Free for Pohjola Insurance customers
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Pohjola Claim Help
Instructions for corporate loss events and submitting a loss report.
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Supplementing an occupational accident report
Supplement your occupational accident report with the identifier you received.
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Using the Claims Service to report a loss
The Claims Service contains loss reports for most types of losses. Learn how to report a loss in the Claims Service.
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Personal insurance
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Sports cover for professional athletes
Professional Sports Cover is a statutory insurance policy that provides comprehensive accident and pension cover for athletes in individual and team sports. Learn more about insurance for professional athletes!
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Life insurance
Life Insurance for Companies helps commit your employees and ensures business continuity – Get life insurance for personnel or life insurance for entrepreneurs!
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Travel insurance
Corporate Travel Insurance is employees' most important insurance when travelling for work. Pohjola's Corporate Travel Insurance provides security in the event of travel illnesses and interruptions.
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Group Pension
Group life insurance is a supplementary pension that supplements the employees’ and the self-employed person’s statutory pension cover and enables flexible retirement. Ask for a quote!
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Group accident insurance
Get comprehensive leisure-time accident insurance for your employees and give them quick access to treatment. Find out what our leisure-time accident insurance covers and ask us for a quote!
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Health insurance
Health insurance for the entrepreneur and employees is suitable for companies of all sizes. We offer four options from which you can choose the most suitable medical treatment expenses insurance for your company's employees.
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Disability cover
Insurance cover against permanent and short-term disability.
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Group Life Insurance
Employees' group life insurance is life insurance based on collective agreements taken out by employers for their employees. The insurance is for the protection of close family members. Read more.
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Accident Insurance for Entrepreneurs
Self-employed persons’ accident insurance provides the most comprehensive insurance cover for self-employed persons in the event of accidents. The insurance pays out on the basis of the Workers' Compensation Act. Ask us for a quote!
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Pension Insurance for Corporate Customers
Self-employed person’s pension insurance gives you additional cover alongside the YEL insurance. Get acquainted with the Self-employed person’s pension insurance of OP and request a quote online.
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Repayment Security Insurance on Corporate Loans
Cover your company's finances and future against illness, injury or death of key personnel.
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Insurance for working from home
Insurance for working from home offers supplementary cover on top of mandatory workers' compensation insurance. Learn more about voluntary insurance for working from home and ask for a quote!
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YEL insurance
Self-employed persons’ mandatory pension insurance YEL forms the basis of self-employed persons’ pension and social security. OP collaborates with Ilmarinen. Contact Pohjola Insurance to take care of your YEL insurance matters.
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TyEL insurance
Employee pension insurance (TyEL) is required by the Employees Pensions Act. Employers must take out TyEL insurance for employees before the payment of first wages.
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Employee insurance
What kinds of insurance do employees need? Learn more about insuring employees and find out your company’s mandatory and voluntary insurance policies.
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Entrepreneurs’ health and medical expenses insurance
Entrepreneurs' Medical Expenses Insurance covers illnesses and injuries that occur at work and during leisure time. Learn more about health insurance for entrepreneurs and ask us for information about voluntary insurance for entrepreneurs.
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Myel insurance
MYEL pension insurance forms the basis of farmers’ cover against illness and injury, and the basis of their pension cover. MYEL insurance is mandatory for most farmers.
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Car
What to do if your company’s car is damaged in a collision and you need, for example, towing?
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Estate
Was your company’s property damaged as a result of a storm, leak or fire? See instructions.
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Law
What to do if your company is liable for personal injuries or material damage or if the company’s operations are suddenly interrupted?
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Health – instructions for employee
Did you fall ill or injure yourself at work, when commuting or during your free time? Read instructions for employees here.
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Health – instructions for employer
What to do if an entrepreneur or your company’s employee falls ill or is injured?
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Business travel
Did you become ill on a business trip, was your luggage stolen or did your travel plans change? See instructions.
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Property
What to do if your company phone breaks or is stolen?
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Farm
See the instructions if you have a fire at your farm, harvest is destroyed or a production animal is lost.
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Machines
What to do if your working machine is broken or damaged as a result of vandalism?
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Forest
Has your forest suffered damage owing to storm, fire or snow? See instructions.
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Green Card
The Green Card is an international certificate that shows your motor liability insurance is valid. Order a Green Card before taking your vehicle outside Finland.
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Are you dissatisfied with our decision?
Don't hesitate to contact us if something in your insurance contract is unclear or you are not satisfied with a claim settlement decision. We will revise the decision if a mistake has been made.
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Making a payroll declaration
You will find answers to the most frequent questions about the payroll declaration for occupational accidents and diseases insurance.
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Pohjola Insurance's advisory medical officers
Advisory medical officers
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Incomes Register
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Certificates of insurance
Voit tarvita todistuksen yrityksen vakuutuksista erilaisiin tilanteisiin. Tulosta vakuutustodistuksia helposti ja nopeasti kirjautumalla op.fi-palveluun. Lue lisää!
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Corporate insurance
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Corporate insurance and invoicing
This page provides answers to frequently asked questions about corporate insurance invoices. You can also handle corporate insurance invoices in eInsurance Services.
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Corporate insurance prices and pricing
How much do corporate insurance policies generally cost? Find out about the pricing of corporate insurance policies. Read about which factors affect the prices of policies such as general liability insurance and occupational accident insurance.
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Entrepreneur’s insurances
Do you know what entrepreneur's mandatory insurances are? Entrepreneur's statutory insurances can be supplement with entrepreneur's voluntary insurances.
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Insurance for new businesses
What are the most important types of insurance for a new business? Which insurance policies are mandatory and which are voluntary for a new entrepreneur?
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