Comparing motor vehicle insurance rates

Compare motor vehicle insurance rates on the internet in a jiffy

Comparing motor vehicle insurance rates is easy and does not cost you anything

Enter your vehicle’s registration number and the necessary information, and we will calculate the price of the insurance for your car in a jiffy.

Customize according to your needs

When comparing motor vehicle insurance rates, in addition to the price, it is good to note the coverage, reimbursables, and deductibles for the different options. You can customize the Pohjola Motor Vehicle Insurance with different coverages according to your needs.

When comparing motor vehicle insurance rates, also take into consideration the OP bonuses and other benefits

As an owner-customer of an OP bank, you will receive a discount on your insurance premiums and OP bonuses, which can be used towards insurance premiums.

Calculate the premium

This is how comparing motor vehicle insurance policies works:

  1. Enter your vehicle’s registration number and the necessary information. You will see the basic price for your car insurance right away.
  2. Choose the insurance that best suits you from the options we offer you. If you wish, it is possible to compare only motor liability insurance policies.
  3. Select the deductible and the additional coverages you prefer. When comparing motor vehicle insurance policies, it’s a good idea to check how a higher deductible and possible additional coverages affect the price.
  4. Select the number of annual instalments of the insurance premium as well as the starting date for the insurance. If you pay your insurance premium in one instalment, you will receive a mode of payment discount.
  5. Check the discounts that have been taken into account in the price. Please note that all your discounts will not necessarily be shown in our webshop unless you have logged in with your online bank identification.
  6. Fill in the rest of your personal details.
  7. Confirm the purchase and enjoy covered rides on the road.

Why is it worth asking for motor vehicle insurance offers?

Comparing motor vehicle insurance rates is recommended from time to time, because this way you ensure that your insurance policies are up to date and that they fit your specific needs. Even if the insurance policies and their coverages do not change constantly, a policy that is a few years old my be clearly more restricted than a similar new one. For example, after a reform we made on 1.4.2019, Windscreen Cover is now available in all of our comprehensive motor vehicle insurance policies for cars, when earlier this cover was only available on the broadest option, the Super Motor Insurance.

Comparing motor vehicle insurance policies on the internet is often the easiest way to look for the most fitting covers and their prices - motor vehicle insurance calculators give answers in a jiffy. Comparing motor vehicle insurance is also free of charge and does not obligate you to buy the offered insurance.

Compare comprehensive motor vehicle insurance and motor liability insurance at the same time

Comparing comprehensive motor vehicle insurance and motor liability insurance at the same time is easy. Just enter the registration number of your vehicle and the necessary information regarding your car, and you will see the price for the insurance right away. You can then go on to choose the best insurance for your car from the options we offer you.

Comparing comprehensive motor vehicle insurance policies in particular is recommended from time to time, as the coverages and reimbursables contained in new insurance policies may change over the years. Comparing only the motor liability insurance is possible by choosing the option “No comprehensive motor vehicle insurance.”

 

Take your time when comparing motor vehicle insurance policies

Comparing motor vehicle insurance policies can seem challenging at times because of the many available options and additional coverages. To find the best motor vehicle insurance, you should reserve sufficient time to compare motor vehicle insurance policies - the cheapest motor vehicle insurance may not always be the best one for you. Get to know the different options and additional coverages by perusing product guides, and writing down the things and coverages that you feel are important. This makes comparing motor vehicle insurance policies much easier, and also helps you to compare prices of motor vehicle insurance policies more accurately.

In addition to the coverages included in the insurance, the deductible and the number of insurance premium instalments you choose affect the price. A higher deductible in case of an accident and paying the insurance premium in one instalment lower the price of the insurance. You may also receive other discounts on your insurance that you should take into account when comparing motor vehicle insurance policies.

 

Compare motor vehicle insurance keeping in mind possible discounts and benefits

As a client of Pohjola Insurance, you will receive a discount on your insurance policies when you have insurance policies in at least three different product groups. For example, when you purchase comprehensive motor vehicle insurance and motor vehicle insurance, you already have insurance policies in two product groups - by purchasing, for example, home insurance or travel insurance in addition, you will have insurance policies in three product groups and you are eligible for a discount. in addition, as an owner-customer of Osuuspankki, you will receive OP bonuses from your insurance policies and a possible additional discount on your insurance policies. As an owner-customer, your accrued OP bonuses may also be used towards insurance premiums.

 

Compare motor vehicle insurance policies also from the point of view of possible damage situations

When the coverages and price that you need are clear, we recommend that you compare motor vehicle insurance policies also from the perspective of possible damage situations - which option offers you the best coverage and assistance, thus offering you the best motor vehicle insurance. As a client of Pohjola Insurance, you can rely on help from Pohjola Claim Help 24/7, and you can get help on the road wherever you are at any time. In addition, you have Pohjola Repair Advisor and our broad partner network helping you.

Learn more about Pohjola Repair Advisors 

Is the whole in order? Compare your motor vehicle insurance together with your other insurance policies at the same time

You will get the best picture of your insurance policies and prices when you compare all your insurance policies at one time. Compare your motor vehicle insurance and all your other insurance policies handily at the same time by asking for an offer. Asking for an offer is free of charge and does not obligate you to buy any insurance policies.