Travel insurance comparison

Shop around for travel insurance online in just minutes

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Comparing travel insurance policies? Shopping around for travel insurance is easy to do and free of charge

Select a suitable scope, enter your information and calculate the price of travel insurance instantly.

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Shop around for travel insurance and customise to suit your needs

When you shop around for travel insurance, you can choose either continuous travel insurance or fixed-term travel insurance. You can choose a scope that covers either the passenger, the luggage, or both, and insure either only yourself or several travellers. Pohjola Travel Insurance can be customised with different coverage to according to your needs.

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Searching for the cheapest travel insurance? When you shop around for travel insurance, take OP bonuses and other benefits into account

If you are an OP cooperative bank owner-customer, you earn OP bonuses on your insurance, which are used to cover costs such as insurance premiums.

Calculate the price of travel insurance

This is how shopping around for travel insurance policies works

1. Select the insurance policy that suits you out of the options we have on offer. Pohjola Travel Insurance can be tailored to your needs: you can choose either continuous travel insurance or fixed-term travel insurance.

2. Fill in the necessary information in the form, select the starting date of the insurance and move on to calculate the price.

3. Select a suitable deductible, maximum amount of compensation and potential additional cover for the travel insurance policy. When you shop around for a travel insurance policy, you can test how different deductible options, maximum compensation amounts and additional cover affect the price.

4. You can choose whether you wish to pay the insurance premium as a lump sum or in instalments. If you pay the insurance premium in a single instalment, you can get a mode of payment discount.

5. Remember to also check that all discounts you are entitled to are included in the price. If you have not logged in with OP's user ID, all of the discounts you are entitled to are not necessarily displayed in the online store.

6. Confirm the purchase and enjoy peace of mind during your travels.

Why is it worth shopping around and comparing travel insurance?

It’s worth shopping around for travel insurance every now and then so that you can ensure that your travel insurance is up-to-date and that it suits your needs. Even though insurance coverage does not change constantly, several years old insurance policies may be more limited than newer ones.

When shopping around for travel insurance, it’s worth paying attention to the types of cover maximum compensation amount and deductible included in the insurance, and not compare only prices. It is important to check what the travel insurance will cover, because treatment expenses can be very high if you fall ill or have an accident abroad. A cheap travel insurance may not be the best travel insurance.

The travel insurance and the types of cover included in it can be tailored to your needs, and comparing prices is easy with our travel insurance calculator. Shopping around for travel insurance is free and does not obligate you to buy the insurance policy in question.

Continuous or fixed-term travel insurance?

The best travel insurance is the kind that meets your needs exactly. You can choose a continuous or a fixed-term travel insurance. Comparing travel insurance policies is easy and takes no time at all.

Please note that often travel insurance which is continuously valid is the cheaper alternative if you travel several times a year. Continuous travel insurance is also worthwhile if you travel in Finland. By adding travel in Finland to your travel insurance policy, trips to visit grandparents and skiing trips to the north are also covered. Continuous travel insurance is always valid until you turn 100, and it can be customised to suit your needs.

If you only travel occasionally, such as once a year, a fixed-term travel policy taken for each trip is a good and inexpensive option.

Keep in mind that the cheapest travel insurance policy may not be the best one. The best policy for you also depends on your needs, the scope of the insurance and any other benefits and discounts.

Did you have an accident? Travel Emergency Service assists you abroad, Pohjola Health Advisor in Finland

In an emergency, you may visit any clinic or hospital to receive first aid. Whether you are in Finland or abroad, you will find our partner doctors close to you in Pohjola Claim Help.

If you are abroad, you can call the Travel Emergency Service. The Travel Emergency Service will assist you in finding a trusted doctor or hospital at your destination. The phone number of the Travel Emergency Service is +358 102 530 011 and the service is available in Finnish, Swedish and English.

If you fall ill or have an accident while travelling in Finland, the Pohjola Health Advisor service will help you. You can call 0100 5225 or send a chat message in the Pohjola Health Advisor app, and a health advisor will assess your symptoms and refer you to the right treatment if necessary. The service is free of charge for Pohjola Insurance customers.

Discount on Health Insurance for prime customers

Did you know that if you are a prime customer, you get a discount on continuous travel insurance? You can easily check whether you are already a prime customer and, if you wish, request offers for several insurance policies at the same time.

Check if you are our prime customer and request an offer

Compare travel insurance policies without forgetting OP bonuses and our other benefits

When comparing travel insurance policies, it’s good to take benefits and discounts into account. As an OP cooperative bank owner-customer, you get benefits and discounts on most insurance policies. Owner-customers also earn OP bonuses, which will be used for insurance premiums, meaning a more affordable insurance bill.

Learn more about owner-customer membership