Request an offer for fixed-term travel insurance
You can easily request an offer for fixed-term travel insurance online. Please note that the fixed-term travel insurance must be bought and paid for at least three days before you leave for your Travel Cancellation Cover to be valid.
When is fixed-term travel insurance the better option?
Fixed-term travel insurance is a good option when you travel abroad or within Finland no more than once a year. One of the advantages in fixed-term travel insurance is that children under 15 years of age are included in the insurance of a family member or grandparent. If you travel more than once a year - even within Finland - we recommend a continuous travel insurance policy.
Who are the insured parties under fixed-term travel insurance?
The fixed-term travel insurance covers the policyholder. In addition, children under the age of 15 are automatically covered by the fixed-term traveller’s insurance of their family members or grandparents when they are travelling together. Children’s insurance cover includes the same claim types as the policyholder’s insurance. Fixed-term luggage insurance covers the whole family’s luggage on a joint trip.
Validity period and territorial scope of fixed-term travel insurance
The fixed-term travel insurance is valid for a work or leisure trip lasting up to three months. You can select the start and end dates of the insurance and the territorial limits to suit your destination when you take out the insurance. The insurance will take effect as soon as you have paid for it. The insurance is valid from the beginning of your journey until you get back, provided your journey does not exceed the validity period. If your return is delayed for a reason that is beyond your control, the validity of the insurance will be extended by 48 hours.
What does fixed-term travel insurance cover?
Fixed-term traveller's insurance
The fixed-term traveller’s insurance covers, for example, treatment expenses resulting from travel illnesses and accidents without an upper limit, and expenses caused by cancellation or interruption of a trip. You can also choose to include supplementary cover for permanent disability or death.
Children under the age of 15 are automatically covered by the fixed-term traveller's insurance of their family members or grandparents when they are travelling together. Children’s insurance cover includes the same claim types as the policyholder’s insurance.
Did you know that you do not need to pay any deductible on any of the compensation paid under fixed-term traveller’s insurance? See the fixed-term travel insurance product guide for more information on coverability.
Fixed-term luggage insurance
We will pay compensation under fixed-term luggage insurance for the breakage, theft or other sudden and unforeseeable loss of your luggage. Travel liability and legal expenses travel insurance are automatically included in fixed-term luggage insurance.
Fixed-term luggage, travel liability and legal expenses travel insurance cover you and any of your family members living in the same household, provided that you travel together.
