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Saver's funds

Easy way to try investing.

Mutual funds for savers

Buy OP-Conservative
+7,89 %

Year

(3)

Risk level
3

morningstar™
Buy OP-Moderate
+12,49 %

Year

(3)

Risk level
3

morningstar™
Buy OP-Brave
+17,33 %

Year

(4)

Risk level
4

morningstar™
All funds

Fund investment is simple and effortless

Saving is a great way to manage your daily finances and make your money grow over the long term. It is also good to prepare for unexpected expenses – they don’t always come at the best time. You should put your extra cash to work instead of keeping it idle on a bank account. An easy way to make the money grow is to regularly invest a certain amount in a mutual fund. You can get started with even a small sum – and by automatically investing a suitable sum every month, you do not need to worry about your savings. The longer you save, the better return on your investment you can expect. Over time, your investment will grow and before you notice, you will have saved enough for a holiday trip, for example.

Saver's funds are easy way to try investing

Saver’s funds offer a ready solution in which the fund’s assets are diversified on the global stock and bond markets. You will not need to actively monitor the markets or worry over investment options as the fund’s portfolio manager will do this for you. You can track the progress of your funds easily on op.fi and OP-mobile and see how investment works.

Choosing a suitable mutual fund

Choosing a suitable fund is easy we offer saver's funds for all types of investors. Think about your investment target, what return you are seeking, how much risk you are willing to take, and how long you plan to invest. If you need cash in a few years, choose a fund that invests a smaller share of its assets in the stock market. For long-term investing, you can choose a mutual fund with a greater emphasis on stocks.

Learn more about our easy saver's funds:

OP-Conservative

A fund for cautious investors and short-term investing. Suitable when saving for a holiday trip, for example.

OP-Moderate

A fund for investors seeking a moderate return on investment and who plan to save in the fund for at least 3 to 4 years. Suitable for someone planning to buy a car or renovate their kitchen, for example.

OP-Brave

A fund for investors who seek a high rate of return for their investment and want to invest over the long term. Suitable when saving for retirement or major purchases, for example.

This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.

Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.