Long-term fixed interest rate
Fix your loan’s interest rate for up to 25 years.Fixed interest rate throughout the loan term
You know in advance your interest charges throughout the loan term, for up to 25 years.
Available only from us
The long-term fixed interest rate for a home loan is available only to OP’s owner-customers.
Flexibility throughout the loan term
Your loan repayment plan will remain flexible. You can pay back the loan early whenever you want, with no extra charges.
Long-term fixed interest rate for up to 25 years – a benefit to owner-customers!
In general, the terms for home loans are rather long. A longer loan term means a smaller monthly loan instalment. This leaves more money for other things, such as daily spending or investment. However, a long loan term also involves risks related to interest rates: it is hard to predict how interest rates will evolve in the future. To avoid the consequences of changing interest rates and to minimise home loan risks, you can choose a long-term fixed interest rate for your loan.
The fixed rate protects your loan against a rise in interest rates. As our owner-customer, you can now choose a long-term fixed interest rate for your home loan throughout the loan's term, for up to 25 years. If you like, you can repay early your long-term fixed rate home loan without any extra costs.
Whom does the Long-term Fixed Rate suit?
The long-term fixed interest rate a good choice if you want to ensure that the interest charges for your home loan will remain unchanged throughout the loan term. If necessary, you can agree with the bank on other changes to be made to your fixed rate home loan, such as a repayment holiday. OP’s owner-customers – the existing and new ones – are entitled to choose the long-term fixed rate for their home loan. Besides, you benefit from OP bonuses.
