The Finnish Medical Association and Pohjola Insurance Ltd have agreed that the accident and travel insurance policies of members of the Finnish Medical Association and their family members living in the same household will terminate by maturity month between 1 June 2017 and 30 April 2018. We will send the termination letter to the policyholders about a month before the policy’s termination date.
As we have a large number of customers, we want to make sure by phone that policyholders receive information about the new insurance benefits, with an opportunity to change the old product to a new one. We may therefore contact some customers before they receive their termination letter through the post.
We are offering Finnish Medical Association members and their family members living in the same household Eurooppalainen Traveller’s Insurance and Luggage Insurance instead of the Finnish Medical Association’s Accident and Traveller’s Insurance. The parties have agreed on the benefits included in the Eurooppalainen Traveller's Insurance and Luggage Insurance for Finnish Medical Association members and persons living in the same household with them. See below for a summary of these insurance benefits.
Eurooppalainen's Traveller's Insurance and Luggage Insurance
• Eurooppalainen’s Traveller’s Insurance is valid until the person insured is 100 years old.
• Each of your family member is insured under Eurooppalainen’s Traveller's Insurance separately, and coverage can be tailored better than previously to meet each family member’s needs.
• You can prepare better than with your current insurance for journey cancellations, delays, lost days of travel and evacuation threats, for example.
• You can choose up to 180 days of continuous validity during travel. In terms of a single journey, you can extend the policy’s validity for up to two years.
• Eurooppalainen’s Traveller's Insurance pricing is based on the policyholder’s age and municipality of residence.
• Luggage Insurance can be taken out either for your whole family or individually for a Finnish Medical Association member.
• Eurooppalainen’s Traveller’s Insurance and Luggage Insurance accumulate owner-customers’ OP bonuses. Owner-customers can use OP bonuses to pay for their insurance premiums > op.fi/edut
Eurooppalainen Traveller's and Luggage Insurance benefits for members of the Finnish Medical Association
Eurooppalainen Traveller’s Insurance and Luggage Insurance are modern traveller's insurance policies for private customers, with Finnish Medical Association members receiving special benefits.
• As member of the Finnish Medical Association, you are entitled to the following benefits:
o Permanent 30% discount on Eurooppalainen’s Traveller's Insurance
o Permanent 10% discount on Luggage Insurance
o Eurooppalainen Traveller’s Insurance also contains coverage in case of accident in your daily living environment if you choose to include coverage not only abroad but also within Finland.
o When you travel to a scheduled meeting or presentation, purchase of clothes and accessories is covered under your Luggage Insurance for up to EUR 500, in addition to the necessities specified in the terms and conditions, in the case of delayed arrival of luggage handed over for transportation.
• Finnish Medical Association benefits included in the travel policies of your family members:
o Eurooppalainen Traveller's Insurance, including the member benefits, are available to your spouse and your children who are under 20 years old and live in the same household. The membership benefits will apply as long as the family members live in the same household with you.
o Family Luggage Insurance covers the luggage of all family members in the household. If your family member moves out from the household, his/her luggage insurance and its benefits will terminate.
Yours sincerely
Eurooppalainen Insurance Company Ltd