Boat insurance for motorsailers
Best cover for motorsailer and its accessoriesBoat insurance throughout the year
Boat insurance protects your motorsailer not only afloat but also during transportation and storage.
Storm damage without wind velocity limit
We compensate for storm damage to the insured boat regardless of wind velocity.
New policies have an initial bonus of 40%
You get a 40% initial bonus when purchasing boat damage cover as part of comprehensive motor vehicle in-surance with no-claims bonus.
Owner-customer benefits
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
Enjoy boating
If you ask a boat owner, the best thing about spring and summer is that you can get out on your boat. Your boat insurance is valid throughout the year, so you can enjoy your boating whenever the weather conditions allow.
A motorsailer is a motor boat particularly suited to cruising, with sailing boat rigging and sails. You can take out boat insurance for a motorsailer that is registered in Finland and has an motor that is bigger than 20 horsepower.
Boat insurance for your motorsailer covers, for example, the
- hull, rigging and sails
- dinghy (up to 3.5 m)
- laying-up blocks and covers
- motor, navigation equipment and other machines related to boat use.
What does boat insurance cover?
You can avoid many risks by anticipating them and by being careful, but despite all precautions, accidents do happen both aboard and ashore. The boat’s comprehensive motor vehicle insurance covers if, for example, your motorsailer is stolen or damaged when running aground, in a fire or during transportation.
Medium Motor Insurance for a boat excludes boat losses, such as collisions or running aground, from compensation, but does compensate theft and fire losses, however. Our boat insurance policies always include liability and legal expenses insurance.
The commonest loss is running aground, but losses can occur also when the boat is not being used.
