Boat insurance for motor boat
The best cover for a motor boat and accessoriesInsurance valid throughout the year
Boat insurance covers losses to your boat afloat and during transportation and storage.
Storm damage without wind velocity limit
We compensate for storm damage to the insured boat regardless of wind velocity.
New policies have an initial bonus of 40%
You get a 40% initial bonus when purchasing boat damage cover as part of comprehensive motor vehicle in-surance with no-claims bonus.
Owner-customer benefits
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
What does boat insurance cover?
When you have taken out boat insurance, it is easy to enjoy boating and freedom. Careful boaters avoid many dangers by anticipating them, but should anything happen, boat insurance will cover losses to your motor boat. The boat’s comprehensive motor vehicle insurance covers if, for example, your boat is stolen or damaged when running aground, in a fire or during transportation.
Medium Motor Insurance for a boat excludes boat losses, such as collisions or running aground, from compensation, but does compensate theft and fire losses, however. Our boat insurance policies always include liability and legal expenses insurance.
Boat insurance for your motor boat covers, for example,
- the hull
- engine and navigation equipment
- laying-up blocks and covers
- essential machines related to boat use.
Insurance on the basis of horsepower
Inboard, outboard, sterndrive – each of these can be insured with a boat insurance for a motor boat. Boat insurance is available for motor boats with a motor that is more than 20 horsepower.
For boats with a smaller outboard motor can be insured with small boat insurance. Rowing boats and outboard motors of up to 5 horsepower, on the other hand, are covered by MyHome Insurance for up to 1,500 euros.
Please remember too that you must register your motor boat if its hull length is at least 5.5 metres or the engine power given by the manufacturer is more than 20 horsepower.
The commonest loss is running aground, but losses can occur also when the boat is not being used.
