Daily banking services for all ages

We provide unbeatable services for everything from smooth payment to modern money management, flexible everyday banking, and saving. Our daily banking services include an account, card, and OP User ID and digital services. As an owner-customer, you get these at a discount! The services are free of monthly charges if you are under 26.

Daily banking services without a monthly charge

As an owner-customer, you’ll be able to use personal customer daily banking services free of monthly service charges from 1 October 2023 to 31 December 2025. The benefit concerns individual products and daily services packages.

Service packages for adults

You can select a suitable service package for your needs. Learn more and become a customer of OP.

Services for customers aged 15–17

Young people are becoming more independent and can take charge of their own finances. Learn more about how to activate our services for your youngster.

Banking services for customers aged 7–14

Children and young people can practice money management safely with their own account and debit card.

Services for under 7-year-olds

Under 7-year-old child can already have an own account for weekly allowances. Read more about our services for children!

Services for older people

This page contains information about our services for older people and persons with special needs and tips on how to manage your finances easily.