Two red fire extinguishers with black hoses, with a blurred control panel and a circular sign in the background.

Fire safety guidelines and risk management for working machines

The prevention of fires, correct fire extinguishing solutions and careful maintenance decrease the risk of fire and ensure a safe working environment.

Prevention decreases risks

Preventive maintenance and inspections help prevent electrical faults, fuel leaks and other risks of fire.

Correct fire extinguishing equipment prevents the damage from spreading

Hand-held fire extinguishers and fixed fire extinguishing systems improve your company's fire safety and enable appropriate actions in case of fire.

Pohjola Insurance specialist will help you

Our specialists know the risks in different sectors and can help you prepare for them with the right insurance products. They will help you anticipate and manage risks in the different turns of entrepreneurship. 

The fire safety of working machines – how to avoid accidents?

Ensure fire safety by inspecting the machines regularly. Maintenance and inspections must be regular and include an assessment of fire risks. As an example, the hoses and electrical wiring of a swivel joint must be inspected weekly, and the joint needs to be kept clean of rocks and branches that could damage the hoses or cause mechanical damage. 

Cable connections must be implemented correctly, and the fastenings must withstand high temperatures and vibrations. Cables must never be attached to pipes or hoses that contain a flammable substance because a potential short circuit could cause a fire. It is important to use high-quality spare parts for working machines, designed for the machine in question.

With these methods, you can considerably decrease the risk of fire:

  • Inspect electrical equipment. The regular inspection of working machines ensures that there is no wear or damage in the cables. Batteries must be attached correctly and their surroundings must be properly ventilated. Cables must be inspected frequently, and all cables must have protective tubes. Wiring harnesses must be protected against wear, and their connections must be inspected. The alternator must be well attached, and the belt tension must be correct.
  • Keep the engine compartment clean. Ensure cleanliness, because dirt, grease and dust can easily ignite on hot parts. 
  • Carry out maintenance for fuel systems. Check that there are no leaks in the hoses or connections.
  • The exhaust piping system must be airtight, and heat shields must be in place. The diesel particulate filter may cause problems if it is not handled correctly. During regeneration, it is important to ensure that the machine is in a safe place with no flammable materials.  
  • Ensure that fire extinguishers are available. Fire extinguishers are the primary means to prevent a fire from spreading. Remember to inspect the fire extinguishers regularly.

The training of employees is a part of fire safety. It is important for everyone who uses the machines to know how to prevent a fire and how to act in a case of an emergency. Correct ways of working decrease risks and improve the safety of employees and the worksite. 

The operating instructions must be followed even with minor disturbances.

A good fire safety plan decreases the risk of accidents and ensures that potential fires are quickly brought under control. When the safety practices are included in your everyday work at the site, you can avoid property damage and hazards to employees.

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Fire prevention and extinguishing systems

Prevention is the primary means of fire protection, but you also need to prepare for situations where a fire occurs. 

Every working machine that weighs more than 3,000 kg should have at least two easily available, frost-proof hand-held fire extinguishers (34A233B).  

In particularly risky working environments, such as sawmills and power plants, fixed fire extinguishing systems are required that automatically react to a fire and suppress it before it spreads. 

Inspection and cleaning of the engine compartment of a working machine is particularly important under conditions that involve dust or other fire hazards. Liquids and leaks create a fire hazard. Therefore, detecting fuel, oil and hydraulic oil leaks is a central part of fire safety. 

Ensure the effective operation of the fire extinguishing equipment through regular inspections. Hand-held fire extinguishers must be in working order and serviced at least once a year. Fixed fire extinguishing systems must be tested and serviced as instructed by the manufacturer.

Insurance and fire safety

Pohjola Insurance has certain requirements for the fire safety of working machines. Failure to meet the requirements may have an impact on the granting of insurance compensation. The requirements include the use of approved fire extinguishing systems and their regular inspections, for example. In addition, every working machine operator must ensure the working condition of the machines' safety devices and the fire safety of the worksite.

The company's management is responsible for the safety of the work. Good occupational safety requires providing clear instructions and supervising that they are observed. An insurance company's specialists can help evaluate whether your working machines meet the fire safety requirements, as well as provide recommendations for anticipating fire safety risks.

Machines that are used in conditions that involve dust or other fire hazards must be equipped with a fixed and fully automatic fire extinguishing system approved by Pohjola Insurance. The working condition of the fire extinguishing system must be ensured before start-up, the machines' engine compartments must be cleaned daily, and the system must be serviced at least once a year according to the manufacturer's instructions. 

The maintenance work performed must be recorded in a maintenance or service log, and a report on each inspection must be drawn up. When ordering a new forestry machine, for example, please ensure when placing the order that a fully automatic fire extinguishing system is installed. If the working machine is not equipped with a fully automatic fire extinguishing system, we will charge 25% of the loss amount as a special deductible in the event of fire damage. 

Here's how to ensure the fire safety of working machines

Ensuring the fire safety of working machines includes several actions that together decrease the risk of fires and accidents. The fire safety checklist helps you get started with the anticipation of risks. 

  • Regularly check the electrical equipment, fuel systems and engine compartments of the machines.
  • Clean the working machines and remove any flammable substances, such as dust and grease.
  • Ensure that every machine has a functioning hand-held fire extinguisher and, if necessary, a fixed fire extinguishing system.
  • Train the employees in fire safety and ensure that they are familiar with the emergency procedures.
  • Check the insurance terms and conditions and ensure that your working machines meet the safety requirements.

Pohjola Insurance's specialists will help you in matters related to fire safety and insurance.

Please contact us and request an offer for a solution that suits your company.

Mies kypärä päässä nousemassa keltaiseen työkoneeseen, joka on vakuutettu työkonevakuutuksella.
Working machine insurance
Cover your company's working machines and their accessories.
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Motor vehicle and cargo insurance
Kaksi miestä puhuvat aiheesta keskeytysvakuutus.
Business interruption insurance
Secure the continuity of your company’s business and also prepare for additional expenses in exceptional circumstances.
The insurer is Pohjola Insurance. The losses will be covered in accordance with the law and the insurance terms and conditions.