Kalusto-, laite- ja konerahoitus

Funding for machinery and equipment acquisitions

Versatile and flexible financing solutions for your company’s purchases.

Get machinery and equipment for your company conveniently with a hire purchase or leasing agreement. All our financing solutions are suited for purchasing or leasing both new and used equipment.

Machinery and equipment financing – compare options

When it becomes necessary to buy or lease machinery or equipment, we have the right solution for your business. The purchased or leased item, such as an excavator or tractor, always serves as collateral, so no separate collateral is needed. Monthly payments are predictable and easy to manage. Arranging financing is easy through the vendor at the time of closing the deal, at the OP cooperative bank nearest to you or directly from our financing experts at local level.

Investointirahoitus
Investment financing

 

Buy transport equipment as hire purchase with suitable monthly instalments.

  • An asset in your company’s balance sheet – you can apply standard depreciations and deduct the item’s value added tax at the time of delivery

  • At the end of the contract, the item is transferred to your company’s ownership

  • Opportunity to use investment subsidies.

Learn more about investment financing
Autoleasing
Car financing for companies

 

Vehicle financing solutions for all your business needs.

  • Financing options that meet your needs

  • Choose from convenient leasing and hire purchase options 

  • Easily anticipate your company’s vehicle expenses.

Learn more about car financing for companies
Leasingrahoitus
Finance lease

 

Lease transport equipment with a suitable monthly instalment.

  • The leased item is an asset in the financier’s balance sheet, and the lease payments are tax deductible expenses

  • At the end of the lease period, you can continue the lease, purchase the asset or find a buyer for it

  • Possibility of a flexible credit limit for continuous lease contracts.

Learn more about finance lease

Small appliance financing – one-off credit with no collateral 

 

Small appliance financing provides easy and affordable financing for your company’s registered and unregistered machinery, equipment, tools, spare parts and supplies, as well as maintenance and repairs. In small appliance financing, ownership of the item is transferred to your company immediately without any down payment. Repayment is flexible, and you can also repay the financing in full at any time.

Apply for financing directly from our retail partners.

 

Interested?

 

Contact our experts to discuss your situation with us. Let us help you plan a financing solution that supports your company’s growth!

Get more information about financing

 

I have access to investment or lease financing – where can I see my financing information?

 

If you have access to investment or lease financing, you can see your financing information on OP's online financing service (in Finnish). You can log into the service with your personal online banking user identifiers issued by any Finnish bank or with a Mobile ID.

Go to OP:s online financing service

 

Frequently asked questions about leasing and investment financing

Do you already have a valid leasing or investment financing agreement or are you looking for more information about them?

You will find answers to the most frequent questions here