EIF guarantees
Our EIF guarantees make it easier for SMEs to get financing for their product development or sustainable investments. The guarantees are part of the InvestEU Programme.For green investments by SMEs companies
We are promoting the green transition. The risk sharing guarantee provided by the European Investment Fund (EIF) is an ideal way to meet the various needs of SME companies.
Boosts growth and product development in SMEs
The EIF guarantee makes financing more available to growing enterprises focusing on product, process or service development, or digitalisation.
Reduces the need for other collateral
An EIF guarantee will serve as collateral for your corporate loan, reducing your need for other collateral.
Lowers the cost of financing
The EIF guarantee reduces the bank's risk. This enables us to grant a loan at a lower interest rate.
We will grant an EIF guarantee when you apply for financing
We will assess your eligibility for an EIF guarantee during the financing negotiations, so that you only need to deal with your bank.
Would you like to discuss your plans before you apply for financing?
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What is the EIF guarantee?
A risk sharing guarantee from the European Investment Fund (EIF) eases the availability of bank financing for investments promoting renewal and growth.
- An EIF guarantee is granted based on the purpose of the investment or the company’s green business model.
- It reduces the need for other collateral, as it covers up to 70% of the loan collateral.
- The EIF guarantee reduces the bank's risk. This enables us to grant a loan at a lower interest rate.
- We assess the customer's eligibility for an EIF guarantee when processing the loan application.
The European Investment Fund (EIF) guarantees we provide are part of the InvestEU programme. The financing solutions we provide benefit from support from the InvestEU Fund.
For what kinds of projects and business models can you get an EIF guarantee?
Sustainable solutions by SMEs
- Ideal for SMEs pursuing goals such as energy efficiency, use of renewable energy sources and environmentally sustainable materials, circular economy solutions or low emissions.
- Granted for loans of up to 15 million euros.
Sustainable solutions by housing companies
- Suitable only to housing companies that promote goals such as energy efficiency, use of renewable energy sources, or low emissions.
- Granted for loans of up to 15 million euros.
Product and service development and digitalisation by SMEs
- Suitable for innovative, growing companies engaged in digitalising their operations and making significant investments in product, service or process development.
