Savings Account
An interest-bearing account for flexible saving.Save money into your account in your own time and use your savings at any time
You can use the account to save regularly and make single deposits in your own time. You can also use the savings in the account at any time without withdrawal limit or charges.
The more you save in the Savings Account, the higher the rate of interest
The savings in the account earn interest according to three different interest steps. Once your savings reach the higher steps, they earn better interest. Use the interest rate calculator to conveniently calculate how much interest your savings would earn at the moment.
Go the Savings Account interest rate calcuratorAs an OP cooperative bank owner-customer, your savings will earn you OP bonuses
Owner-customers earn OP bonuses on their savings in the account. The bonuses are used to cover banking and insurance service charges and fees. As an owner-customer, you will get 40% more OP bonuses than normal in 2024.
What is Savings Account?
The Savings Account is an easy and carefree account suitable for systematic saving. You can use the account to save regularly in your own time and make single deposits. You can also use your savings in the Savings Account at any time without withdrawal limits or cost.
The account has no limits for a minimum or maximum deposit, meaning that you can save as much as you like in the account. Savings in the account are protected with a deposit guarantee.
Saving into the Savings Account is profitable because interest will be paid on the funds in your account. In addition, OP cooperative bank owner-customers earn OP bonuses through savings in the account.
Open a Savings Account today conveniently on the op.fi service or OP-mobile. Opening an account and withdrawal of savings from the account are free of charge. The account is also without a monthly charge.
For whom is the Savings Account suitable?
The Savings Account suits you if you want
- an easy way to save money in an account
- your savings to be always available to you with no restrictions
- interest on your savings
- to earn OP bonuses on your savings if you're an owner-customer.
What is the interest rate on the Savings Account?
The Savings Account deposit interest rate consists of three interest steps. The interest rate increases according to the steps as savings in the account grow. The more savings you deposit in the account, the higher the rate you receive.
Interest is paid according to interest steps so that each step's savings receive interest based on that step's rate. Smaller savings belong to the first interest step, whereas larger savings reach higher steps and will therefore earn better interest. Read more about the determination of Savings Account interest under “Deposit interest rate”.
The account is provided by OP cooperative bank.