Accounts and saving money into an account

All accounts

Find and open a suitable account for short- and long-term saving and managing daily finances. In general, it pays to transfer savings and larger amounts from a Current Account to savings accounts. This is how your money earns higher interest.

Savings accounts

Would you like to make your savings grow easily? The floating rate Savings Account and Growth Return Account and the fixed-term High-yield Account are suitable for different saving needs.

For flexible saving

Savings Account

Save money at your own pace. You can withdraw money from the account at any time without withdrawal limits or charges. The more you save, the higher the interest rate you can earn on your savings.

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For long-term saving

Growth Return Account

Save and keep your funds in the account, easily and profitably. You can withdraw money 4 times a year, free of charge. The interest rate is determined by the amount saved in the account and the interest step reached on the basis of it.

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Predetermined yield

Fixed-term High-Yield Account

Select a deposit period for your savings between one month and one year. Thanks to the fixed interest rate, you know exactly how much your savings bring yield during the deposit period.

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Learn more about the interest rates of accounts

Bank accounts for daily use

Open a Current Account for your personal and the whole family's management of daily finances. Meanwhile, it pays to save a cash buffer and money for larger purchases into Money Box, such as an electric bicycle or holiday trip.

Basic account for smoother everyday life

Current Account

Pay for purchases, bills and, say, make loan repayments easily from the Current Account. Also transfer money conveniently to other accounts.

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For easy microsaving

Money Box

Save easily for everyday dreams, unexpected expenses and into a mutual fund, for example. Just choose the amount transferred to Money Box every time you pay with a card.

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A child's first account

Current Account for a child

Save a nest egg, direct gift money to the account or learn together with a child how to manage finances.

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Current Account for the family's joint expenses

Joint Bank Account

Account for household groceries, renovation – Joint Bank Account is suitable for managing shared household expenses.

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See our tips on managing personal finances

Accounts for housing

Are you dreaming of buying your first home? Or are you perhaps about to rent a home? Learn more about the accounts below.

Saving for the first home

ASP Account

An easy and rewarding way to save for your first home, alone or with your partner. Start by saving as little as 50 euros a month.

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For renting a home

Rent Deposit Account

A convenient and safe solution for storing a rent deposit, both for the lessee and the lessor.

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Account for associations and groups

Do you manage finances together with others? Open an account to manage the account funds of a registered association or a more informal group.

To an association notified to the Register of Associations

Account of the registered association

Manage regular banking affairs for the association. You can also add account access rights to other members of the association.

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To a group not notified to the Register of Associations

Account of an unregistered entity

Manage the account funds of a school class, hobby group or another informal group.

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You can easily check your account's details interest by logging into the op.fi service or OP-mobile using your OP user ID. If you didn't find the account on this page that you have previously opened, you can find details of discontinued accounts under your own accounts.

How to check your account's details in the op.fi service:

  1. Log into the op.fi service.
  2. In the main menu, open the section Money and select My accounts from the Accounts menu.
  3. After this, select Account details and editing details.
  4. You then need to select the account whose details you wish to view.

Go to your account's details

How to check your account's details on OP-mobile:

  1. Log into OP-mobile.
  2. Go to the homepage to the Accounts and cards view.
  3. Select the account whose details you want to view.
  4. Go to Account settings by tapping the gear icon. You can find the icon in the top right corner of the screen.

 

Accounts are provided by OP cooperative banks.