Book-entry account fees and information on trading venues

As an OP cooperative bank owner-customer, you can also always trade in stocks, whether you invest with small or larger amounts. You always pay a maximum of 1% trading fee for trading in stocks on Nasdaq Helsinki. Furthermore, you as an owner-customer always start at level 2 in the list of charges and fees. If you are not an owner-customer, you start at level 1.

The more you trade in securities, the lower your trading costs will be. The list of charges and fees has 5 levels. Fees for trading are determined based on the amount of fees for your trades during the previous calendar quarter.

Trading in securities listed on Nasdaq Helsinki for OP's owner-customers

As an owner-customer, you always start at level 2 in the list of charges and fees. If you are not an owner-customer, you start at level 1. You pay a trading fee of 1% for all trades amounting less than 700 euros.

  Level 2 Level 3 Level 4 Level 5
Trading fees for the previous calendar quarter less than €500 over €500 over €1,000 over €2,500
  Trades of less than €700 Trades of less than €500 Trades of less than €500 Trades of less than €300
Trading fee 1% 1% 1% 1%
  Trades of over €700 Trades of over €500 Trades of over €500 Trades of over €300
Trading fee 0.17%,
minimum €7
0.15%,
minimum €5
0.10%,
minimum €5
0.05%,
minimum €3
Size of example trade Trading fee in euros      
€100 €1 €1 €1 €1
€500 €5 €5 €5 €3
€1,000 €7 €5 €5 €3
€5,000 €8.50 €7.50 €5 €3
€10,000 €17 €15 €10 €5

As an owner-customer, you always start at level 2 in the list of charges and fees. If you are not an owner-customer, you start at level 1. You pay a trading fee of 7 euros for all trades amounting less than 4,700 euros. 

  Level 2 Level 3 Level 4 Level 5
Trading fees for the previous calendar quarter less than 500 € over 500 € over 1000 € over 2500 €
Trading fee 0.17%,
minimum €7
0.15%,
minimum €5
0.10%,
minimum €5
0.05%,
minimum €3
Size of trade Trading fee in euros      
€100 €7 €5 €5 €3
€500 €7 €5 €5 €3
€1,000 €7 €5 €5 €3
€5,000 €8.50 €7.50 €5 €3
€10,000 €17 €15 €10 €5

 As an owner-customer, you always start at level 2 in the list of charges and fees. If you are not an owner-customer, you start at level 1. You pay a trading fee of 8 euros for all trades amounting less than 4,700 euros.

  Level 2 Level 3 Level 4 Level 5
Trading fees for the previous calendar quarter less than €500 over €500 over €1,000 over €2,500
Trading fee 0.17%,
minimum €8
0.15%,
minimum €8
0.10%,
minimum €8
0.05%,
minimum €8
Size of trade Trading fee in euros      
€100 €8 €8 €8 €8
€500 €8 €8 €8 €8
€1,000 €8 €8 €8 €8
€5,000 €8.50 €8 €8 €8
€10,000 €17 €15 €10 €8

Other markets: Belgium, Canada, Denmark, France*, Germany, Italy, Netherlands, Norway, Portugal, Spain**, Switzerland and the USA.

*France levies a 0.3% transaction tax on the purchase of the biggest French companies' equities.

**Spain levies a 0.2% transaction tax on the purchase of the biggest Spanish companies' equities.

The foreign exchange charge for international equities accounts for 0.3% of the transaction price (Sweden, Denmark, Norway, USA, Switzerland and Canada).

  Level 1 Level 2 Level 3 Level 4 Level 5
Trading fees for the previous calendar quarter less than €150 less than €500 over €500 over €1,000 over €2,500
Trading fee 0.20%,
minimum €9
0.17%,
minimum €7
0.15%,
minimum €5
0.10%,
minimum €5
0.05%,
minimum €3
Size of trade Trading fee in euros        
€100 €9 €7 €5 €5 €3
€500 €9 €7 €5 €5 €3
€1,000 €9 €7 €5 €5 €3
€5,000 €10 €8.50 €7.50 €5 €3
€10,000 €20 €17 €15 €10 €5
  Level 1 Level 2 Level 3 Level 4 Level 5
Trading fees for the previous calendar quarter less than €150 less than €500 over €500 over €1,000 over €2,500
Trading fee 0.20%,
minimum €9
0.17%,
minimum €8
0.15%,
minimum €8
0.10%,
minimum €8
0.05%,
minimum €8
Size of trade Trading fee in euros        
€100 €9 €8 €8 €8 €8
€500 €9 €8 €8 €8 €8
€1,000 €9 €8 €8 €8 €8
€5,000 €10 €8.50 €8 €8 €8
€10,000 €20 €17 €15 €10 €8

Other markets: Belgium, Canada, Denmark, France*, Germany, Italy, Netherlands, Norway, Portugal, Spain**, Switzerland and the USA.

*France levies a 0.3% transaction tax on the purchase of the biggest French companies' equities.

**Spain levies a 0.2% transaction tax on the purchase of the biggest Spanish companies' equities. 

The foreign exchange charge for international equities accounts for 0.3% of the transaction price (Sweden, Denmark, Norway, USA, Switzerland and Canada)

 

 

Couldn't find what you were looking for?

You need a service package as a companion for a book-entry account

In addition to the book-entry account, you need a service package, so that you can trade in securities. The service packages include securities custody in the book-entry account, reporting and comprehensive equity and market analysis. Furthermore, you can choose additional services according to your needs, such as real-time news and courses at level 5.

If you are an owner-customer or under 26 years old, you can open a book-entry account for free and invest without monthly charges.

Select suitable service package

Service package Saver Investor 
Owner-customer €0/month €0/month
Not an owner-customer €2.99/month €5.39/month
Those aged under 26 €0/month €0/month
The package includes Custody and book-entry account Custody and book-entry account
Reporting Reporting
Equity and market analysis Equity and market analysis
  Market monitoring tool
  Real-time prices (1 level)
Helsinki, Stockholm, Copenhagen
Additional services   Real-time prices (5 levels) +€5.00/month*
Helsinki, Stockholm, Copenhagen
  Real-time news +€5.00/month*

*No charge if equity brokerage fees for the previous calendar quarter were over €500.

The charges and fees are inclusive of VAT in the case of services subject to VAT.

Earned OP bonuses will be automatically used to cover the service package fees. The saver's and investor’s service package is free of charge for you as an owner-customer – you can invest without paying a monthly charge. If you have more than one service packages, they will all be free of charge.

Select the Saver’s service package if you trade less actively and if comprehensive, high-quality basic services are sufficient for you.

Select the Investor’s service package if you trade on a weekly basis or more frequently or want to track the equity market in real time. For an additional fee, you can supplement the package with real-time market information that is more extensive than that of the standard package.

Book-entry account

Open a book-entry account and start investing.

The book-entry account is provided by an OP cooperative bank.

Owner-customer benefits on investment

Read more about our comprehensive benefits from saving and investment.