OP-Finland Index II A

Invest in Finnish equities through OP-Finland Index II A, easily and at low cost
1

Invest in Finnish equities easily

With a single easy investment, you can invest in around 50 largest public Finnish companies and diversify your investments effectively across familiar Finnish firms.

2

Cost-effective index fund for long-term investment

Thanks to its low fees, OP-Finland Index is a splendid option for investing in the Finnish equity market.

3

OP bonuses through fund units

As an owner-customer, you earn OP bonuses through your fund units.

Buy mutual fund units

Finnish option for investors appreciating low costs

Assets in OP-Finland Index II A are invested in Finnish equities according to the Nasdaq OMX Helsinki Benchmark Cap. The fund is ideal for investors who seek high returns, are ready to tolerate risk and appreciate passive portfolio management and low costs. The role of the fund's portfolio manager is chiefly to manage the fund cost-effectively according to the index. This is how the fund's management, subscription and redemption fees will remain low.

Investing in index funds requires some investment knowledge, because you should be able to assess your own risk tolerance. When determining the amount to invest in a fund, think of whether you would also be ready to tolerate an equivalent amount of price volatility in the equity market.

Solid foundation for investment portfolio

OP-Finland Index II A creates a solid foundation for an investment portfolio which you can supplement other funds and with direct equity investments. Thanks to their low fees and high expected return in the long term, the index fund can well complement your other investments in the portfolio of, say, a long-term saver or pension saver. We recommend OP-Finland Index especially as your long-term investment where you can redeem units no earlier than after seven years.

OP-Finland Index Institutional accumulation unit

+6,40 %

year

(4)

Risk level
4

morningstar™
-

ESG
Online fees and charges
Subscription fee Annual management fee Redemption fee
0,00 % 0,20 % 0,00 %

The minimum subscription amount for OP-Finland Index II is 100,000 euros. Class II does not generate OP bonuses.

Portfolio manager's review

Read the portfolio manager's review on the fund's Finnish pages.

Investment policy

OP-Finland Index Fund is a passive index fund that invests its assets according to the index Nasdaq OMX Helsinki Benchmark Cap. This means that the Fund’s investments are split between the companies of the benchmark index in the same proportion as in the index.

Since the Fund aims to generate the same returns as the benchmark index, it only keeps a small portion in cash for the purposes of redemptions. In order to lower its trading needs arising from redemptions and subscriptions, the Fund may to a limited extent use derivative instruments in portfolio management.

Due to the structure of the Fund, its investments can be highly concentrated on certain sectors, such as industry, finance and technology.

The Fund’s trading costs are relatively low as changes to the portfolio are basically only made in conjunction with index adjustments.

Responsibility of the fund

The fund complies with OP Asset Management's principles for responsible investment where applicable.

OP's funds participate in domestic and foreign general meetings in accordance with OP Fund Management Co's Ownership Policy, which takes responsibility into account.

OP Asset Management also affects companies through various themes of responsibility, such as issues related to climate change.

Read more about the OP Funds' practical ownership influence in the overview of responsible investment that is published twice a year.

More details Basic data, performance and fact figures

Basic data

Fund manager
OP Asset Management Ltd
Benchmark index
Nasdaq OMX Helsinki Benchmark Cap -index
Start date
15.06.2018
ISIN
FI4000315726
fund serie
Institutional accumulation unit
Fund size
361 Meur
Serie value (20.11.)
126,32 EUR
Monthly review
Download
Key Information Document
Download
Rules
Download

Accumulated profit (19.11)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Finland Index A −6,49 % −4,30 % −6,38 % +6,40 % −4,11 % +4,68 %
Benchmark −6,47 % −4,32 % −6,41 % +6,48 % −3,91 % +4,86 %

Yearly performance

2019 2020 2021 2022 2023 YTD
OP-Finland Index A +20,41 % +12,25 % +23,68 % −13,51 % −0,66 % +1,92 %
Benchmark +20,64 % +12,33 % +24,09 % −13,58 % −0,29 % +2,09 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Finland Index A 12,22 % - -
Benchmark index - - -
Owner-customers’ saving and investing benefits

As our owner-customer, saving and investing is especially worthwhile thanks to the excellent benefits you receive.

Your benefits when investing in funds:

  • Buy and sell almost all OP mutual funds with no fees.*
  • You earn 0.35% OP bonuses from mutual fund and insurance assets.** 

Your benefits when investing through insurance: 

  • Begin saving through insurance free of charge. 
  • You will earn 0.35% of OP bonuses from funds linked to insurance assets.***
  • Switch between investments, invest additional funds and change your payment and investment plan for OP Unit-linked Insurance and OP Capital Redemption Contract free of charge in our digital services.  

**OP bonuses are used to pay the bank’s service charges and insurance premiums.

***You earn OP bonuses from unit-linked insurance policies, excluding individual unit-linked insurance policies and Individual Capital Redemption Contracts. The principles of contribution towards OP bonuses from funds linked to insurance assets will be harmonised with direct investments. As of 1 January 2025, the following funds linked to insurance assets will no longer contribute towards OP bonuses: third-party funds such as JP Morgan funds, structured loans and institutional class funds such as OP-World III A.

Your benefits in equity and ETF investing:

  • Open an equity savings account or book-entry account free of charge.
  • You get a discount on equity trading and a 1% fee ceiling when trading in Finnish listed companies through a book-entry account The discounts apply in digital services.
  • Get access to free stock picks and analysis.
  • Get a discount on the service packages for savers and investors:
    Equity savings account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €9.99/month (normally €14.99/month)
    Book-entry account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €0/month (normally €5.39/month)

Other benefits:

  • Only owner-customers can invest in Profit Shares.

Remember to make use of all benefits:

*Standard fees are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity.

This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.

Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.