International equity investment

International equities are within your reach: thousands of equities around the world.
NEW

International equities and equity analyses now on OP-mobile

You can now trade in international equities and track your investments’ performance on OP-mobile. International equity analyses are also easily available through OP-mobile.

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1

More options for diversifying investments

It’s worth looking beyond Finland! International markets enable geographical and sector-specific diversification of investments. You can pick from thousands of equities in up to 14 trading venues, and over 850 ETFs. 

2

Cost-competitive

Trade in foreign equities at low cost, for trading fees starting from 0.17% or a minimum of €8. The more you trade, the lower your trading fees. In addition, as an owner-customer you can invest at lower cost than other investors. 

3

Convenient

Through OP-mobile and the op.fi service, you can trade in foreign equities in the same, familiar way as for Finnish equities. Currency exchange is automatic if you trade in non-euro equities. The currency exchange charge is 0.3 per cent. 

Buy international equities

Invest in international equities as easily as in Finnish equities

The Nasdaq Helsinki represents under 1 per cent of world equity markets. By investing internationally, you can expand your investment options, spread risk and ensure steady returns through diversification. You can buy stocks in a range of familiar foreign companies outside the Nasdaq Helsinki, whose products you use in everyday life. International markets offer a wide range of ETFs. 

In practice, the requirements for engaging in international equity trading are the same as for the Finnish market: if you are already trading in Finnish equities, you can immediately start trading in international equities too. As usual, you will need a QI document if you want to invest in the USA. 

When trading in non-euro equities, you must take currency exchange fees into account. You will not need to exchange the currency yourself, this will be done automatically. The currency exchange fee is 0.30 per cent of the transaction price. This is calculated with the average rate used by OP Corporate Bank, which is updated four times a day. 

Seek returns abroad! You have access to 14 trading venues and thousands of equities from the following markets: Finland, Sweden, Norway, Denmark, Germany, Netherlands, Belgium, France, Portugal, Italy, Spain, Switzerland, Canada and USA.

Analyses of foreign equities in Finnish

To help you pick companies, you’ll get equity analyses in Finnish, covering foreign companies. You can access analyses easily via OP-mobile and the op.fi service.

As our equity investor client, you can read free-of-charge equity analyses of one hundred foreign listed companies, such as Tesla, Apple, Microsoft, JPMorgan, McDonald’s, BMW, Adidas, Volvo and L’Oréal. Slightly over half of these come from the USA. The rest are from Europe or elsewhere. The analyses are produced by our partner, Kepler Cheuvreux.  

What should you take into account when investing internationally?

When trading in international equities, please note the following: 

  • Transaction tax, if any, and the trading fee differing from trading in Finland.
  • Tax practices and the currency risk when investing outside the euro area
  • A stock exchange might require the use of round lots (orders of certain size)
  • Order lengths might differ from those in Finland. Each stock exchange may have its own particularities
  • For the USA, however, additional documents may be required to comply with Qualified Intermediary (QI) requirements. If you cannot trade in the US stock market, ask your OP cooperative bank to arrange QI documentation. 

In international equity investment, it is also worth noting that different markets have their own fees, and possibly also transaction taxes. For example, France levies a 0.30 per cent transaction tax on the purchase of equities in the biggest French companies. A financial transaction tax of 0.20 per cent is collected on purchases of equities in Spanish companies. The Spanish government collects this tax on any purchases of equities issued by companies whose market cap exceeds a billion euros. 

Equity research and analyses
A total of 100 foreign and 70 Finnish companies are under monitoring.
Book-entry account
Open a book-entry account and investment service package and start investing.
How to start investing in stocks
This is how to get started and seek return on stocks.
ETF investing and ETFs
Exchange-traded funds (ETFs) are an easy and effective way to diversify your investments to international markets.

This is an advertisement. Investment services are provided by OP cooperative banks. Please note that investing always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest.