Travel insurance when pregnant – safe travel during pregnancy

Are you planning a trip during your pregnancy? Travelling when pregnant is quite possible, and it is lovely to enjoy personal time before the birth of your child. Before taking a trip when pregnant, it is still good practice to find out about possible risks and check your travel insurance cover.

Things to consider when travelling pregnant  

Pregnancy does not prevent you travelling, but you should consider the time of your trip. It could be a good idea to take the trip when the tiredness and nausea of early pregnancy are no longer bothering you.  

Towards the end of pregnancy, you may start to feel uncomfortable, which will make enjoying your trip difficult. If you are unsure about being able to take flights or to travel abroad when pregnant, you can contact your maternity clinic.  

Most airlines accept passengers until the 36th week of pregnancy, but you may need to take a medical certificate with you. Check your airline’s rules on pregnant passengers before departure. 

Does the unborn child need travel insurance? 

This depends on the kind of travel insurance the pregnant person themself has. If the pregnant parent has individual continuous traveller’s insurance, their insurance does not cover sudden changes in pregnancy during a trip. In this case, the unborn child needs separate traveller's insurance.  

The advantage of traveller's insurance is that it is always valid. The insurance acquired for the unborn child covers the child's trips until they are 100 years old. This means that the travel insurance follows the child through their life and covers trips to relatives as a baby and the child's first independent trips later, for example. 

If the pregnant parent has a fixed-term travel insurance policy that is in force, it also covers the unborn child during the trip. If you travel multiple times either in Finland or abroad during your pregnancy, a continuous travel insurance policy is the easiest and most affordable option. If you know that you'll take only one trip in Finland or abroad during your pregnancy, fixed-term travel insurance suits your needs better.  

Pohjola Travel Emergency Service supports travellers

Did you travel abroad when pregnant? Falling ill or suffering injuries during a holiday is unpleasant, but luckily, help is not far away. If you have an accident during a trip abroad, Pohjola Travel Emergency Service helps you find a reliable hospital or physician at your travel destination. The Travel Emergency Service helps you 24 hours a day every day of the year.  

Find out more about the Pohjola Travel Emergency Service

This is how to acquire travel insurance for pregnancy  

Do you wish to acquire a separate continuous traveller's insurance policy for your unborn child? Please contact our Customer Service to acquire your insurance.  

Contact our Customer Service

Frequently Asked Questions about travelling when pregnant

The product details on this page apply to the presently offered travel insurance. The insurance is issued by Pohjola Insurance Ltd.

To view the terms and conditions of your travel insurance, visit the Omat vakuutukset (in Finnish) section in the op.fi service

Move to Omat vakuutukset section (in Finnish)