Card package with the best services
OP Gold and OP Duo combined — your winning card around the world. You’ll pay safely with them, travel without a worry and enjoy experiences. As an Owner Plus customer, you’ll get these cards at a special package price.Use your owner-customer benefits
As an OP cooperative bank owner-customer, you get daily banking services without monthly charges until the end of 2025. The benefit also applies to the OP Gold card and OP Duo card.
Useful to have two cards
It’s useful to have two cards in your wallet. One for daily shopping, the other for online shopping and in case of unexpected situations.
Diverse benefits for payment, travel and experiences
With Gold, you’ll pay daily shopping smoothly and enjoy experiences and travel with less worries. With Duo, you’ll shop safely online and get Best Price Protection.
Owner Plus customers get the cards at a package price
As an Owner Plus customer, you’ll pay less for the OP Gold and OP Duo cards, including the featured services. This benefit will take effect automatically if you’re an Owner Plus customer of OP cooperative bank and you have the OP Gold and OP Duo cards.
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OP Gold for travel and experiences
Gold is the card for a carefree life. In addition to a reliable debit and credit card, you’ll get insurance cover for daily life and experiences.
Gold includes:
• Comprehensive travel insurance for you and your family
• Rental car insurance
• Two free entries to airport lounges per year
• Insurance cover for event tickets without a deductible
• Emergency cash service
• To owner-customer Product Protection Insurance for a year
• Under the Consumer Protection Act credit card company cover for credit purchase
OP Duo – the best choice for online shopping
Pairing Gold with Duo will complete your wallet. The Duo credit card has the most extensive benefits and insurance cover for securing larger purchases and your digital daily life, like online payments.
Duo includes:
• Best Price Protection
• Identity Theft Protection
• To owner-customer Product Protection Insurance for a year
• Under the Consumer Protection Act credit card company cover for credit purchase
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As an Owner Plus customer, you’ll get this card package at a special price
As an Owner Plus customer, the cost of OP Gold and OP Duo cards as part of your daily service package is just 8 euros per month (normally 10 euros per month). You’ll get this price benefit automatically if you have OP Gold and OP Duo.
As an Owner Plus customer, you’ll get OP Platinum and OP Duo cards at a special package price. For Owner Plus customers, the price of two cards is €50/month (normally €54/month).
If you are an Owner Plus customer and want to make use of the Platinum & Duo benefit, please contact your OP contact person. To find your contact person, go to OP-mobile (select Other – Customer service) or to the op.fi service (in Finnish), under Omistaja-asiakas ja edut (Owner-customers and benefits)