Benefits for owner-customers

As an OP cooperative bank owner-customer, you get the best benefits from banking and insurance services and the OP bonuses you earn.

Additional benefits for owner-customers in 2025

As an owner-customer, you get daily banking services without monthly charges until 31 December 2025.

Poika ja kultainennoutaja istuvat vierekkäin sohvalla

Daily banking services

As our owner-customer, you will get daily banking services without monthly charges until the end of 31 December 2025.

Insurance

As our owner-customer, you’ll get discounts on insurance policies. Moreover, OP bonuses are used for the payment of your insurance bills.

Saving and investment

As an owner-customer, you can always invest at a lower cost.

In addition to benefits, you will receive valuable OP bonuses

Lapsi ja aikuinen leikkivät lastenhuoneessa leluautoilla

OP bonuses make your daily life more affordable

OP bonuses will reduce your bills for using banking services, as well as insurance premiums. In 2025, you'll earn 40% more bonuses than normal. Read more about OP bonuses.

As an owner-customer, you will also receive benefits for events and services from our partners.

Read more about partner benefits

All owner-customer benefits will be available to you from the moment you join. You can easily check whether you are already an owner-customer.

Check your owner-customer membership

Read additional information about owner-customer membership