Taxation of OP bonuses will change in 2026 – Owner-customer membership continues to pay off

The Finnish Parliament has passed a bill that will change the tax treatment of OP bonuses as of 2026.

Following the amendment, the bonuses earned by OP cooperative bank owner-customers will become subject to capital income tax if they are earned from banking services and used for insurance premiums.

We are currently working on the necessary changes to ensure good customer experience and a smooth and controlled deployment of the change in our systems.

Owner-customers will benefit from their customer relationship at least as much as before

As an owner-customer, your benefits will be at least as good as before, compared to the 2022 level. In accordance with its mission, OP Financial Group will continue to promote the sustainable prosperity, security and wellbeing of its owner-customers. We will tell you more about the progress and impact of the change as soon as possible.

Our additional benefits for owner-customers will continue in 2025. As an owner-customer, you will get daily banking services without monthly charges until the end of 2025, and you will earn 40% more OP bonuses compared to the normal level of 2022.