Accessibility statement for the general parts and functionalities of the digital service channel for personal customers

This accessibility statement concerns the general parts and functionalities of the digital service channel for personal customers. The digital service channel for personal customers is part of op.fi, which is the website for OP Financial Group companies. The digital service channel for personal customers is currently only available in Finnish and Swedish.

The accessibility of the website has been assessed by accessibility experts working for OP Financial Group on a project basis. Self-assessments have also been performed with regard to the accessibility of the website.
The following systems have been used in the self-assessments:
  • Accessibility on desktop computers has been tested using the Chrome web browser and NVDA screen reader software.
  • Provisions on accessibility requirements are specified in the Act on the Provision of Digital Services.
This accessibility statement was created on 30 November 2020. It was last updated on 12 January 2024.

Accessibility of the digital service

There are deficiencies in the accessibility of the general parts and functionalities of the digital service channel for personal customers. The general feedback survey forms fulfil the requirements.
 

Inaccessible content and functions in the service

Logging in to the op.fi service

Providing a further confirmation number
  • WCAG 1.1.1 Non-text Content
  • WCAG 1.3.2 Meaningful Sequence
  • WCAG 1.3.5 Identify Input Purpose
  • WCAG 3.3.1 Error Identification
  • WCAG 3.3.2 Labels or Instructions
  • WCAG 4.1.3 Status Messages

Selecting customer role

The search function of the corporate customer role does not inform the user of a changing search result listing via screen reader. Setting up a default customer role is unavailable when 400% enlargement with a narrow page width is in use. When using a screen reader, the user cannot directly navigate to the content with a separate link. The name and role of all interface components cannot be programmatically determined
 
  • WCAG 3.2.2 Input (Level A)
  • WCAG 1.4.10 Reflow (Level AA)
  • WCAG 2.4.1 Bypass Blocks (Level A)
  • WCAG 4.1.2 Name, Role, Value (Level A)
 

Content that is not within the scope of digital accessibility standards

 
Customers can use a mobile key or key code list to obtain the code required for identification and logging in. A Mobile key is a part of OP’s mobile applications. Accessibility observations related to it can be found in the mobile application accessibility statements.
 
Favourites functionality
  • WCAG 2.4.2 Keyboard Focus
  • WCAG 1.3.3 Sensory Characteristics
  • WCAG 4.1.3 Status Messages
  • WCAG 1.4.3 Contrasts
  • WCAG 1.4.11 Non-text Contrasts

Means of communication

The chat and online meeting services mainly meet the requirements. The accessibility of the messaging service has a number of deficiencies that significantly hinder the use of assistive technology such as screen readers and keyboards. Non-compliance with requirements and applicable exemptions are listed below.
 
Messages
 
For example, the messaging service has accessibility issues in structures and labels, causing difficulties for screen reader users. In addition, colour contrasts do not always meet accessibility requirements, and some graphical objects lack text alternatives. There are also issues with keyboard navigation.
 
The service will be updated in the coming years, and for this reason, no accessibility changes will be made to the current service.
 
Some application accessibility issues and the corresponding accessibility requirements of the WCAG 2.1 Guidelines (Web Content Accessibility Guidelines) not yet supported by the messaging service are listed below.
Deficiencies in accessibility were found in labels (WCAG 3.3.2), text alternatives (WCAG 1.1.1), screen reader feedback (WCAG 1.3.2, 2.4.3, 4.1.3), reading and tabulation order (WCAG 1.3.2, 2.1.1, 2.4.3, 4.1.2), keyboard focus (WCAG 2.4.7), info texts (WCAG 1.1.1, 1.3.2, 2.1.1), error messages (general requirement), the title attributes of pages (WCAG 2.4.2), text contrast (WCAG 1.4.3, 1.4.11), headings (WCAG 1.3.1), disabled buttons (WCAG 3.3.1), file links (WCAG 1.3.1, WCAG 2.4.3), the attachment menu (WCAG 1.4.13, 4.1.2), tabs (WCAG 4.1.2), window roles (WCAG 1.3.1) ja reflow (WCAG 1.4.4, 1.4.10).
 
Chat
 
The chat service mainly meets the accessibility requirements. The service still has some accessibility deficiencies, but they do not prevent you using the service with assistive devices such as a screen reader. Accessibility has not been specifically tested with a mobile device.
 
Accessibility requirements specified in the WCAG (Web Content Accessibility Guidelines) which the chat does not yet fully meet are listed below.
  • The screen reader does not read sender information (WCAG 1.3.1).
  • The button for asking a customer advisor to join the chat is not accessible using a keyboard (WCAG 2.1.1).
  • Deficiencies have been identified in the focus order (WCAG 2.4.3).
  • The focus order includes all messages from the chatbot and the customer advisor.
  • When navigating to another page while the chat is open, the focus automatically shifts to the chat’s message field once the new page has loaded.
  • When closing the chat, the focus order includes the other contents of the window.
  • The screen reader does not receive information on links that open outside the service (WCAG 2.4.4).
  • The minimised chat bubble’s keyboard focus indicator is difficult to detect (WCAG 2.4.7).
  • Only a logged in customer’s op.fi front page includes a jump link to the chat.
The service is continuously developed to meet accessibility requirements.
 
Online meeting
 

The online meeting service mainly meets the accessibility requirements. The service still has some accessibility deficiencies, but they do not prevent you using the service with assistive devices such as a screen reader.

Matters of note in the accessibility of the online meeting service:

  • There is no separate “Go directly to content” hyperlink, because the online meeting service does not have navigation – it only has content. For example, the op.fi navigation cannot be seen during an online meeting. 
  • Subtitles are not always available for the audio content of the online meeting service.
  • No audio description is available for the video content shared in the online meeting service.
  • The headings have extra characters when using the service with an Apple device, the Safari browser and the VoiceOver screen reader app.
 

Content that is not within the scope of digital accessibility standards

 
Accessibility requirements do not apply to files published before 23 September 2018 and not dealing with customers’ rights and obligations. Files of this kind include annual reports and financial statements, interim reports and other financial reports located on the OP Financial Group site of the op.fi service.

Accessibility feedback

Did you find accessibility issues in our digital services? If you didn’t find an answer in our accessibility statement, please send us feedback.

Can’t you log into the service or is there any other technical problem in our services?

Feedback and processing of personal data

If you haven’t logged in and you don’t enter your contact details, your feedback will be anonymous. A non-logged-in customer may provide their name and email address or phone number if they request us to contact them. We will store information about logged-in customers in our feedback system, including the name and personal identity code of the customer or company representative and the name of the OP cooperative bank whose customer the person providing feedback is. For corporate customers, we also store the company’s name and business ID. If a logged-in customer requests us to contact them, we will also store their phone number or email address. Other details that we will store in our feedback system include the customer’s feedback and the details provided by the customer about the auxiliary program or device they are using.

We will use the stored personal data only in feedback processing, to improve customer experience and OP Financial Group’s services. The personal data is processed in OP Financial Group financial institutions’ customer data files.

Regulatory authority

If the website has accessibility issues that are not addressed in the accessibility statement, please send us feedback from the link above. If you give your contact information on the feedback form, we are required by law to respond to you within 14 days.  

If you are dissatisfied with our reply or if we don’t reply to your feedback at all, you can contact the supervisory authority, the Regional State Administrative Agency for Southern Finland. 

Contact information of the regulator

Regional State Administrative Agency for Southern Finland

Accessibility Control Unit
saavutettavuus@avi.fi
Tel. (switchboard) 0295 016 000