OP-Conservative B
Reasonable yield without losing your sleep over itAs suggested by the name, OP-Conservative suits a cautious investor. Since normally 20% of the fund's assets are invested in equities, value fluctuations remain tolerable even during market headwinds. However, it is important to understand that there is no such thing as a completely risk-free investment, so the capital invested even in OP-Conservative may reduce at times. In those times it is reassuring to know that the fund is in the safe hands of a portfolio manager and that you do not need to personally worry about market movements.
- OP-Conservative is ideal for an investor seeking reasonable yield but who is not asking for any additional risks in their life.
- The fund mainly invests in the fixed-income market, meaning that the fund's volatility is low.
The fund's other unit classes
This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.
Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.