Lorry insurance
Prepare for lorry or light lorry lossesThe new rewarding motor liability insurance
We can offer a high initial bonus, quick bonus development and an excellent bonus cover.
Suitable insurance for your lorry
Super Motor Insurance, which is the most extensive one, also includes glass cover, while the cheaper Standard Motor Insurance is suited for lorries that are over 3 years old.
Benefits for OP cooperative bank's owner-customers
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
Lorry insurance covers your property
Lorry insurance consists of motor liability insurance and, if you so choose, also comprehensive motor vehicle insurance. Statutory motor liability insurance covers all personal injuries sustained by those involved in an accident, and also damage to the innocent party. Comprehensive motor vehicle insurance, on the other hand, covers damage to your lorry, such as collisions and glass cracks caused by a stone chip.
You can go to our online shop and buy insurance for a lorry in private use weighing no more than 6,000 kg. If you wish to insure a heavier lorry, contact our customer service and we will present the alternatives.
What does lorry insurance cover?
You can improve your lorry’s insurance coverage beyond the motor liability insurance with Super Motor Insurance, Standard Motor Insurance or Medium Motor Insurance. Super Motor Insurance given the widest protection, covering, for example, collision, theft and fire losses. You can further improve Super Motor Insurance by taking out additional cover for glass damage or non-use days.
Standard Motor Insurance is a cheaper alternative for lorries worth no more than EUR 15,000 and older than 3 years. However, Medium Motor Insurance for a lorry does not compensate collision losses, but coverage includes theft, fire and, if you like, vandalism and interruption of journey.
When transporting goods in a lorry, make sure that the lorry’s carrying capacity, fixing of the load and tyre pressures are sufficient.
